Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Tom is more of a trusted friend than a businessman. He was enormously helpful and responsive regardless of time or day of the week. Tom is a rarity in today’s business world and we are fortunate to have had such a strong ally helping us throughout...
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Tom was extremely knowledgeable and quick to respond to all my questions. His expertise was key in securing a loan and closing quickly on the house of our dreams.
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Tom was on top of this all of the time. The only other house purchase that was even close to this was the last house Tom financed for us. He was amazing
Tom is hands down the best! He is patient, knowledgeable and THOROUGH. I knew from the very beginning what to expect which made the entire process so smooth. Tom was quick to answer any questions and regularly checked in over the months that...
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Tom is hands down the best! He is patient, knowledgeable and THOROUGH. I knew from the very beginning what to expect which made the entire process so smooth. Tom was quick to answer any questions and regularly checked in over the months that...
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This is 2nd home we have financed through Tom. Both times were great. We have bought and sold many homes in the last 20 years and they are not fun but with Tom, once again it went like a charm. All you need is to deal with a few lenders to...
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Tom was very helpful in explaining and assisting with the purchase of my new home. Everything went very smoothly.
Tom has helped me through two home purchases so far and both times I have had an amazing experience. The first time I was using a different lender and was told such conflicting information that I almost wasn't able to purchase the house. Not...
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Tom has helped me through two home purchases so far and both times I have had an amazing experience. The first time I was using a different lender and was told such conflicting information that I almost wasn't able to purchase the house. Not...
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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