Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Tom personally made sure all the details of our loan and closing were completed on time. He kept the realtor and the lawyer’s office on track to provide their pieces of the deal as well and kept us informed every step of the way.
In this, our third occasion of homeownership financing transaction with a lender, Tom has exceeded every imaginable expectation with his spot-on assessments, cordial communication, and timely responsiveness to any and every request we could...
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Tom gets it done. Problem? No problem. He expertly navigates all waters too get to closing! I have already reccomend him to several people and will continue to do so.
Tom is AMAZING! Tom went far above and beyond to make this sale happen. Tom makes you feel that you are the only client during the process. He immediately responds to email questions and phone calls. We will definitely recommend Tom to our...
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We are so thankful to have been able to work with Tom Halfpap. He was very attentive to our needs and worked hard to ensure the greatest possible support. We had a very short turn around and he was able to help us very quickly. Thank you Tom!...
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We are so thankful to have been able to work with Tom Halfpap. He was very attentive to our needs and worked hard to ensure the greatest possible support. We had a very short turn around and he was able to help us very quickly. Thank you Tom!...
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We had alot of unique circumstances with our loan and tom was expertly able to navigate them all flawlessly. We purchaced our home from a family member's inheritance, we got a VA loan, someobody wrecked my truck so we had to buy a new one (mid...
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We had alot of unique circumstances with our loan and tom was expertly able to navigate them all flawlessly. We purchaced our home from a family member's inheritance, we got a VA loan, someobody wrecked my truck so we had to buy a new one (mid...
read more
Tom worked with me for several months before completing my refinance. He worked through some difficult situations and never made me feel like a burden or just another loan. I believe he was just excited as I was to cross the finish line. I...
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Tom worked with me for several months before completing my refinance. He worked through some difficult situations and never made me feel like a burden or just another loan. I believe he was just excited as I was to cross the finish line. I...
read more
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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