

Tom Halfpap
Branch Manager | NMLS # 203175

Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Very professional and respectful
Tom was very honest and discussed the best options for us
Tom helped make the process of buying my first home simple and smooth. He helped me make informed decisions, stayed on top of all the moving pieces, and got my application submitted quickly when I had a fairly aggressive deadline. He communicated...
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Tom helped make the process of buying my first home simple and smooth. He helped me make informed decisions, stayed on top of all the moving pieces, and got my loan applications submitted quickly when I had a relatively aggressive deadline...
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Tom came highly recommended to us from our realtor. Immediately upon speaking with Tom on the phone, I knew he was there to not only help me through the lending process, but also ensure that i get the best rate and deal that i could. Tom is...
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Tom Halfpap has been a diligent, respectful and honest man to work with. We've been with Tom through purchasing our home to now refinancing our home. You can't get more individual personal care than Tom provides from start to finish. It's been...
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Tom made this refinancing painless and with a minimum of administrative matters. He handled the transaction in a very professional manner; I always believed that he had my best interest as his major concern. I will gladly refer folks to Tom...
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Tom was excellent to work with. Always available, very understanding about our specific situation in tracking source of funds as painlessly as possible. Years ago another mortgage service made us so frustrated with their never ending request...
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We are very, very lucky to have worked with Tom through application to closing. We were in constant communication at every step, and our loan was diligently tailored for our needs with his guidance and expertise. We could not have asked for...
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Tom was great to work with he helped iron out and "Gotchas" that could come up before they came up. pleasure to work with. I will definitely be recommending to anyone I know buying a house!
Tom was excellent throughout our mortgage transaction. He kept all his commitments and made sure we were informed every step along the way. Always a pleasure to do business with Tom!
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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