Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Tom was amazing to work with, he was on top of everything down to the smallest details. By far the easiest experience I’ve ever had with a lender. I can’t thank him enough! He also referred us to a title company that was amazing as well! The...
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Tom was very responsive to our needs and questions, even at off hours. I would high recommend him.
Great service as expected.
I contacted Tom Halfpap to refinance my home, and within 3-4 weeks I closed on my new loan with no headaches, and no issues. My contact with Tom and staff was professional and extremely professional. I've never had an easier experience, highly...
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Tom always kept me up to date on everything going on throughout the process. Being a first time homeowner this was exactly what I needed because all of this was completely new to me. He was always clear in his communications and made sure I...
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Tom walked us through every step and put up with our never ending questions. We’re sorry we didn’t get to meet him at closing. Thanks for all of your help, Tom!
Tom was always available if we had questions or needed help with anything. He explained everything very well, and he was organized. I felt like we were in good hands and with someone who cared about us.
Tom was very helpful, informed, and efficient. Excellent to work with!
No comments at all
Very trustworthy and answers all questions. Returns calls in a timely manor. The absolute best! Highly recommend.
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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