Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Tom has the experience and know-how to get through a mortgage efficiently. Quick to respond and avaiable when needed throughout the process. A real "Pro" in the business.
Right from my first experience talking with Tom I knew I had an articulate, knowledgeable, and professional lender I would be dealing with to purchase our home. Our process had a few hurdles but, Tom keep on top of each situation to help me...
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Tom has been very helpful throughout the entire process and has always been on top of everything. Tom is a good communicator and has your best interests at hand. Definitely look forward to using him in the futures.
Tom has been very helpful throughout the entire process and has always been on top of everything. Tom is a good communicator and has your best interests at hand. Definitely look forward to using him in the futures.
As has been the case on transactions with Tom, Everything was great and clearly communicated. Look forward to the next transaction.
Great support around the clock.
I cannot recommend Tom enough. He is very responsive and knowledgeable. He made the process of getting a loan for our new home as easy and stress-free as possible.
As a first time home buyer I was nervous and unsure of what to expect. After going through several realtors, programs on buying your first home and literature, I stepped out on faith. Searching almost a year ago, I was introduced to Tom Halfpap....
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As a first time home buyer I was nervous and unsure of what to expect. After going through several realtors, programs on buying your first home and literature, I stepped out on faith. Searching almost a year ago, I was introduced to Tom Halfpap....
read more
Tom was very knowledgeable and always available whenever we had any questions. This was the smoothest refinance process we have ever experienced.
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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