

Tom Halfpap
Branch Manager | NMLS # 203175

Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Excellent experience working with Tom Halfpap!
Fast and easy
Another great transaction with Tom! This was our third time using him and once again, he went above and beyond! Great communication, quick closing and knowledgeable in our mortgage needs!
We have used Tom three times now and he is wonderful! Quick to respond, quick to process and always looking out for our best interest! Thank you for being our go-to mortgage/refinance guy!!
We have used Tom three times now and he is wonderful! Quick to respond, quick to process and always looking out for our best interest! Thank you for being our go-to mortgage/refinance guy!!
Tom was a great mortgage counselor for us. We had to close our mortgage in less than 30 days, and Tom got to moving and got it done. He had a portal that made it easy to upload documents, and that made it easy for me to respond to all of his...
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Tom worked endlessly to make sure that I was ready for closing. He kept me in the loop every part of the way
Tom is very knowledgeable about mortgage industry and he guided me through the whole process to make me comfortable with all my options. He also stayed on top of changes in market conditions and provide a very important strategic support for...
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Quick to respond, available when needed during this process. A real Pro in the mortgage business.
Tom has the experience and know-how to get through a mortgage efficiently. Quick to respond and avaiable when needed throughout the process. A real "Pro" in the business.
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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