Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Home buying can be very stressful unless you get someone like Tom who makes the process easy and simple. Since day one, he was crystal clear regarding the paperworks we need for the loan process to go smoothly. His online loan application process...
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Home buying can be very stressful unless you get someone like Tom who makes the process easy and simple. Since day one, he was crystal clear regarding the paperworks we need for the loan process to go smoothly. His online loan application process...
read more
We have now had Tom assist us in two home purchases in the last 3 years. He is helpful, responsive, easy to work with and most importantly honest. We cannot thank him enough for everything he did for us to make our loan process seamless. We...
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Tom
Tom Halfpap was great from the beginning till the end of our refinance process. He is very professional, kept us informed all the times during our refinance. We felt like we were Tom's only customers. There wasn't any surprises during the all...
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Excellent prompt service
Tom is the best. Have used him for three loans now, and will again some day!
We had the best experience with Tom and his team. We were able to buy our dream home because of him! Thank you Tom so much! We will definitely recommend him to everyone!
Tom did an outstanding job on managing and processing my loan. He performed a miracle in getting my loan squared away!!!!
This is my first time purchasing a home with a VA loan and Tom handled the process with ease and grace. I didn’t know how much paperwork we had to compile for a VA loan thank goodness for their superb IT platform we were able to get the required...
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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