Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Tom was a true pleasure to work with. His experience, professionalism, communication skills and work ethic really showed throughout the entire process. I know he went well above and beyond to get my loan to closing! I can’t thank him enough....
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Tom went out of his way to find the right loan for us. Even when we hit several snags, he pushed through and made it happen. Thanks Tom!
Thank you Tom could not have done it without you.
Tom was a pleasure to work with! Thanks for keeping up with the process and getting this over the finish line with days to spare! Always glitches in the process but foreseeing issues made this process more efficient and smooth.
We recently refinanced our home and ran into some interesting challenges along the way. From an unresponsive current lender to complex subordination rules, Tom knocked down all the barriers that popped up and kept our closing on schedule. He...
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We recently refinanced our home and ran into some interesting challenges along the way. From an unresponsive current lender to complex subordination rules, Tom knocked down all the barriers that popped up and kept our closing on schedule. He...
read more
Tom walked me through every step of the process. Answered all of my questions and concerns. Excellent line of communication and prompt to return my calls.
Tom was a pleasure to work with. As a first time home buyer, he was very informative and able to answer all of my questions regarding the purchase of my property. He was able to give me options and help find something that would work for me....
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Tom is always professional, responsive, and extremely helpful. He explains everything clearly and follows up to make sure things are progressing with our application. This is our third time using Tom for home financing, and we will use him...
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We had a rough start with communication, after that was ironed out I give him five stars an excellent work throughout the entire process
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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