

Tom Halfpap
Branch Manager | NMLS # 203175

Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Quick and easy. Very smooth process.
Tom was great to work with! He's very professional! I'm so glad i found him!
Tom was very helpful and communicated any changes each step of the way!
Tom was an immeasurable help guiding me through the process of getting my first home. I came into it with no idea what I was doing or how anything worked, and he very patiently and thoroughly brought me up to speed on everything I needed to...
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Tom was great to work with. He was very responsive and super respectful. His knowledge and expertise was paramount in securing a loan on time. I would highly recommend him to my friends and family.
Excellent service from a man at the top of his industry
Buying a home is a tricky and stressful process full of several complicated steps, none more so than securing a mortgage. Tom made the process simple, easy to understand, and painless. He is an excellent guide who answered our questions right...
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Buying a home is a tricky and stressful process full of several complicated steps, none more so than securing a mortgage. Tom made the process simple, easy to understand, and painless. He is an excellent guide who answered our questions right...
read more
They made it very easy for us to be working and get all the paperwork in via E. signing and etc.
Tom made the process very simple and easy to follow! I didn’t have to worry about meeting our deadline. The app and website was also very easy to use! We had a great experience!!
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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