Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Smooth experience throughout the transaction. I especially appreciated the fact that everything got done with days to spare and I didn't feel like I had to go into my closing not knowing if it was going to be successful or not! Tom was great...
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The whole refinancing process was very easy and understandable
Tom was very communicative and available! Even after business hours!
Tom worked super hard, very quickly, and with amazing precision! He made sure we got the best interest rate possible for our home loan and was incredibly efficient and responsive! 5 star service! Would definitely recommend him to others and...
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Tom, is very knowledgeable and navigates you through the entire process with total professionalism.
Tom is great. He's very responsive and returns calls, emails, text messages 7 days a week. His knowledge of the business is unbelievable. I would highly recommend him to anyone
Intense responsiveness to questions and proactivity with flagging the actions we needed to take.
Tom is always responsive and communicates clearly, explaining the details in an understandable manner. He follows up, and cares for us as more than just clients; we are friends.
This is my first refinance with Tom, but he has helped me with two different home purchases beginning in 1993. He has been extremely helpful throughout. When I received my final closing sheet, I had some questions so I emailed him first thing...
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This is my first refinance with Tom, but he has helped me with two different home purchases beginning in 1993. He has been extremely helpful throughout. When I received my final closing sheet, I had some questions so I emailed him first thing...
read more
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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