Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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This was my first house so I wasn't sure what to expect as part of the loan process. Tom did an excellent job of explaining each and every step of the process from start to finish. I was never surprised or confused about anything and he was...
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Tom was right there with quick accurate and helpful information whenever we had a question, concern, or there was new information. Tom is the type of person you want to let help you again, that is why we continue to let Tom handle our financial...
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Tom is a true professional. His timely advice and guidance throughout the entire loan process, application to final approval and closure, was invaluable. He made the process easy to navigate and was a true pleasure to work with. We would highly...
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Tom is an outstanding professional. We recently refinanced our home with Tom. He provided excellent service. He was always available...either by phone or e-mail. No detail was overlooked. The ReFi was completed in a short time.I highly recommend...
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Tom is an outstanding professional. We recently refinanced our home with Tom. He provided excellent service. He was always available...either by phone or e-mail. No detail was overlooked. The ReFi was completed in a short time.I highly recommend...
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We first worked with Tom 6 years ago when we bought our first house. The whole experience was great, we felt like Tom has been by our side through the whole process. When we decided to move, we knew who we needed to call because when you find...
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Tom is knowledgeable about loan options and once you decide to proceed the process is seamless. Townebank has the process and tools down to a science. They guide you step by step always letting you know what’s needed and what’s next. This is...
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Tom was wonderful to work with and always stayed in touch throughout the process. I will be working with him in the future and recommending him to my family and friends!
Tom Halfpap was my lender in the purchase of my single-family home in Herndon/Oak Hill. I was very impressed with his attention to detail, initiative, work ethic, and availability to answer my questions. Tom worked very hard for me -- I put...
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Tom helped us out with a refinance with a complicated situation. He was able to work through every obstacle with diligence.
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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