Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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I have worked with Tom three times in the last three years. I have bought two homes and refinanced with him and each time he was extremely proactive, concise and was able to maneuver swiftly through potential process gaps. I would always recommend...
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I have worked with Tom three times in the last three years. I have bought two homes and refinanced with him and each time he was extremely proactive, concise and was able to maneuver swiftly through potential process gaps. I would always recommend...
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Tom was awesome to work with!!! He made everything easy for us from start to finish. When we had any questions he would answer them right away. He wouldn’t just email he would follow it up with a phone call to make sure we understood everything....
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Our experience was super smooth, quick, and very painless. Tom made it the process so easy and straight forward! I would highly recommend him to anyone (and already have!).
Tom
He takes the stressful processes and environment of purchasing and shoulders the weight to make it a truly enjoyable process for his clients. Thanks again Tom.
My wife and I just closed on our new home and I have to say it was a tremendous experience. Many people say that buying a house is a very stressful event. It was great to have Tom in our corner, aggressively leaning forward to make sure that...
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Tom did an excellent job of explaining each and every step of the process from start to finish. I was never surprised or confused about anything and he was always there to answer any questions I had.
Tom was always available to answer any questions and explained the process at every step.
Tom has been of service to my wife and I from purchasing our home through our second refinance. Every occasion has been smooth and hassle free. Tom is diligent in following through on your needs and also just a great person. I couldn't give...
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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