Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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From start to finish, Tom was communicative, responsive, and always there to help and clarify. He made the refinance process easy and comfortable. I was most impressed with Tom's quick responses to emails and phone calls. He provides excellent...
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From start to finish, Tom was communicative, responsive, and always there to help and clarify. He made the refinance process easy and comfortable. I was most impressed with Tom's quick responses to emails and phone calls. He provides excellent...
read more
Tom is the true Subject Matter Expert (SME) in this field. I have NEVER worked with a lender and the process was so SMOOTH. Whenever he'd call me, I would think something was wrong, but he was just providing me updates. He knows how to work...
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Tom is such a knowledgeable person with mortgages. He as been in the industry for well over 25+ years and is an expert in this field. He made my process extremely easy. He requested the items he needed and made it happen. He always encouraged...
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Tom is the true Subject Matter Expert (SME) in this field. I have NEVER worked with a lender and the process was so SMOOTH. Whenever he'd call me, I would think something was wrong, but he was just providing me updates. He knows how to work...
read more
Tom is the true Subject Matter Expert (SME) in this field. I have NEVER worked with a lender and the process was so SMOOTH. Whenever he'd call me, I would think something was wrong, but he was just providing me updates. He knows how to work...
read more
If you are on the fence and considering a different lender, JUST CHOOSE Tom. From start to finish, Tom was patient, responsive, professional and kind. As a first time homebuyer, I had so many questions and he always made time to call and email...
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If you are on the fence and considering a different lender, JUST CHOOSE Tom. From start to finish, Tom was patient, responsive, professional and kind. As a first time homebuyer, I had so many questions and he always made time to call and email...
read more
If you are on the fence and considering a different lender, JUST CHOOSE Tom. From start to finish, Tom was patient, responsive, professional and kind. As a first time homebuyer, I had so many questions and he always made time to call and email...
read more
I have worked with Tom on my last three home transactions, he is phenomenal. He has a deep knowledge of the market, can maneuver well through the process and pays attention to details.
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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