Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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We were lucky enough to have Tom be personally recommended to us. If you were not lucky enough to have someone recommend Tom to you and are reading this review, please allow me to give you that recommendation. There may be cheaper options out...
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Tom helped through a challenging refinancing.
Tom is so helpful and responsive and knowledgeable! I hope to remain on his Christmas card list indefinitely.
Tom was awesome and very responsive
Tom helped me navigate the refinancing of my house during a contentious divorce. He is patient, helpful, and resourceful. I would recommend his team to anyone needing a lender.
Everything was processed in a timely manner, very professional
Tom was amazing, he stepped up when our usual bank made a huge mistake. Thanks to Tom working quickly we were able to rectify the situation and get the loan for the house we wanted.
Thank you Tom for all your help and hard work! You make the home purchasing process a great experience, even when working across multiple time zones. We look forward to working with you again!
Tom was awesome to work with! As a first time home buyer I had many questions on the home buying experience/loan process and he was more than willing to answer my questions via call, text, or email. Tom is very responsive and guides you along...
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Tom was quick to respond on any question we had and seemingly worked day and night on our loan.
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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