Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Tom Halfpap really is the best lender out there, whatever I write about him will never be enough.This will be the third time I work with him, one buying and two refinancing. The most honest and professional, he was always very transparent and...
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Tom is excellent!! What me makes excellent? If you call him at midnight if he is not sleeping he will answer. During the day always answer and respond whatever you ask immediately. I can say, I never meet like Tom . He likes his job very much...
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Tom is a good lender ,he likes his job and complete everything on time ,
Tom Halfpap really is the best lender out there, whatever I write about him will never be enough.This will be the third time I work with him, one buying and two refinancing. The most honest and professional, he was always very transparent and...
read more
Customer service, any time available,work hard, keep promising ,speaking professional even I am 2 nd language speaker, . . .!!!
Excellent lender and excellent manager. I'm thankful that i picked the best manager. My best experience dealing with the lending company. He gave an up-to-date information with my account and always communicates with me and he's very responsive...
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Because of your responsiveness and always provide update. Very helpful and explaining in detail all the required paperwork.
There are a lot of things I would change about our home buying experience but working with Tom is not one of them. We had a really rocky go at trying to get things pulled together and ready to close but Tom was always on top of things for us....
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There are a lot of things I would change about our home buying experience but working with Tom is not one of them. We had a really rocky go at trying to get things pulled together and ready to close but Tom was always on top of things for us....
read more
We were lucky enough to have Tom be personally recommended to us. If you were not lucky enough to have someone recommend Tom to you and are reading this review, please allow me to give you that recommendation. There may be cheaper options out...
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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