Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Mr. Halfpap was easy to communicate with and walked us through the process. He was honest and polite. The app was also easy to use.
My wife and I had a great experience working with Tom in refinancing our home mortgage. He's a true professional. This is our second experience working with Tom and we highly recommend him and his company to anyone.
My wife and I had a great experience working with Tom in refinancing our home mortgage. He's a true professional. This is our second experience working with Tom and we highly recommend him and his company to anyone.
My wife and I had a great experience working with Tom in refinancing our home mortgage. He's a true professional. This is our second experience working with Tom and we highly recommend him and his company to anyone.
First time home buyer—I could not have asked for a better loan officer than Tom. Every question I had, Tom answered clearly, quickly, and completely. He made a very confusing processing in a very tough market, easy to understand and smooth....
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First time home buyer—I could not have asked for a better loan officer than Tom. Every question I had, Tom answered clearly, quickly, and completely. He made a very confusing processing in a very tough market, easy to understand and smooth....
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First time home buyer—I could not have asked for a better loan officer than Tom. Every question I had, Tom answered clearly, quickly, and completely. He made a very confusing processing in a very tough market, easy to understand and smooth....
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Tom was incredible throughout the entire process. From pre-approval to closing, Tom and his team made buying our first home in a tough market as easy as possible. Every question we had was answered clearly, quickly, and thoroughly. I highly...
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Tom is an excellent loan officer! He is knowledgeable and very efficient, he makes the loan processing an enjoyable experience and get the job done! He will definitely keep you abreast with every aspect of what’s going on with your loan.
It was wonderful working with Tom, he was very knowledgeable, Proficient, Efficient and on top all aspects of the loan process, even if a challenge was to arise he knew how to take care of it! I would definitely recommend Tom to all my friends,...
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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