Tom Halfpap
Branch Manager | NMLS # 203175
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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I liked how responsive and informative he is. It made the process really easy to do. I also appreciate him taking the time to explain stuff to my mom.
It was truly great working with Tom as he was incredibly confident, knowledgeable and organized. He also did whatever it took to make things happen, regardless of the time of day or what was going on at the time. Easy to talk with, also great...
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It was very easy to work with Tom. He is incredibly present, informative, and professional. Tom was always available and prompt. He is a seasoned lender who is up to any task in this field. Thanks Tom for helping with my first home!
This is my 2nd time needing Tom’s help with my mortgage loan. First time was back in 2019. This year I decided to buy my 2nd home and with no hesitation I called Tom. He made the process so easy. I am not working with any one else but Tom....
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Tom was fantastic throughout the whole process. Always available to take out calls even at inconvenient times. I would highly recommend Tom to anyone who asked.
Helpful and informative
Tom was always easy to reach, sent reminders and made the whole process so easy for first time buyers.
Process was smooth and efficient and received a great interest rate which will save me thousands for dollar over the life of the loan. Tom address all my questions and concerns and was responsive. Thank you Paul Degere
The process was seamless and easy to understand, as a first time home buyer!
I highly recommend using Tom Halfpap as your lender, he made the home buying process seamless! As first time home buyers Tom answered all of our endless questions with patience and efficiency. From start to finish Tom was extremely responsive,...
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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