

Tom Halfpap
Branch Manager | NMLS # 203175

Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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I highly recommend using Tom Halfpap as your lender, he made the home buying process seamless! As first time home buyers Tom answered all of our endless questions with patience and efficiency. From start to finish Tom was extremely responsive,...
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Tom is always reliable knowledgeable and very helpful.
Friendliness, accuracy, creativity, advocacy, persistence.
Tom was a pleasure to work with. He is very professional, detail-oriented, patient, and did an excellent job. He came highly recommended, and did not disappoint. We could not have asked for a better agent.
Tom was a pleasure to work with. He is very professional, detail-oriented, patient, and did an excellent job. He came highly recommended, and did not disappoint. We could not have asked for a better agent.
Very thorough
Tom was easy to work with from start to finish. He immediately answered any questions I had, regardless of the day and time and made the process of purchasing my first home enjoyable.
Tom was easy to work with from start to finish. He immediately answered any questions I had and made the process of purchasing my first home enjoyable. I would highly recommend Tom Halfpap.
The process was super easy! We appreciate Tom always being there, day or night, to answer all of our questions. Thanks so much!
Tom is a hard worker that finds solutions to all obstacles. He was awesome to work with.
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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