

Tom Halfpap
Branch Manager | NMLS # 203175

Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Tom was able to get us through to the finish line when our original lender was unable to get the job done. That’s what we needed!
Tom was absolutely phenomenal from start to finish! He kept us in the loop throughout the entire process, provided great feedback and advice, and ultimately helped create a seamless transaction! Thank you for all of your help - 100% recommended!...
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Tom is always available and makes the process seamless
Tom is very quick to communicate and answer all of our questions. He made sure we were very comfortable in the decisions we were making and always had things done in an extremely timely manner.
Reply from Tom Halfpap
June 25th, 2022 01:27 PM
Thank you Allison!!!!! It was an absolute pleasure working with you and Rob again. I wish you both all of the best in your new home!!!
This is the second time we have utilized Tom as a lender in a real estate transaction. We first used Tom's services 2 years ago when my wife and I purchased our starter home. We just closed on our forever home and there was no question that...
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Tom was very responsive and knowledgeable throughout the entire process. He answered all of our questions and made us feel confident along the way.
Reply from Tom Halfpap
June 22nd, 2022 07:27 PM
Thanks so much Gloria! It was a pleasure working with you and Andrew!!!! I wish you both all of the best in your new home!!!
His attention to detail, experience, expertise, and overall care for us was incredible. We have used Tom as our lender on two different times, he has earned our complete trust and confidence. We will not use anyone else and will recommend him...
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Reply from Tom Halfpap
June 16th, 2022 03:09 PM
Thanks so much Eddie. It is always a pleasure working with you and Jackie. I wish you both all the best as you move back to Florida!!!!
As first time homebuyers, Tom was absolutely invaluable in helping us navigate the loan process. He was well organized, made himself available to quickly and clearly address our questions and concerns, and helped keep us on-task to meet important...
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As first time homebuyers, Tom was absolutely invaluable in helping us navigate the loan process. He was well organized, made himself available to quickly and clearly address our questions and concerns, and helped keep us on-task to meet important...
read more
This is the 2nd time I worked with Tom! He is efficient, great with communication and following up with things. I just like never work with anyone else after I’ve worked with Tom. He is the best!
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About
Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage (Formerly Monarch Mortgage) - Branch ManagerAug 1st, 2010 - Current
Memberships
- Prince William Association of Realtors
- MBA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 203175
Hobbies
- Playing guitar and singing in an acoustic duo.
Disclaimer
FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area.
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