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Tom Halfpap - Branch Manager | NMLS # 203175 in Woodbridge, VA

Tom Halfpap

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Branch Manager | NMLS # 203175

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Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experi... Show More
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Reviews from Web
  • Encompass
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    Nicholas B C
    Midlothian, VA
    Posted on August 8th, 2022 12:12 AM
    Tom was able to get us through to the finish line when our original lender was unable to get the job done. That’s what we needed!
  • Encompass
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    Tyler B S
    Richmond, VA
    Posted on July 7th, 2022 02:35 PM
    Tom was absolutely phenomenal from start to finish! He kept us in the loop throughout the entire process, provided great feedback and advice, and ultimately helped create a seamless transaction! Thank you for all of your help - 100% recommended!...
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  • Encompass
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    Robert M E
    Locust Grove, VA
    Posted on June 28th, 2022 12:39 PM
    Tom is always available and makes the process seamless
  • Encompass
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    Allison N E
    Locust Grove, VA
    Posted on June 25th, 2022 12:39 PM
    Tom is very quick to communicate and answer all of our questions. He made sure we were very comfortable in the decisions we were making and always had things done in an extremely timely manner.
    Reply from Tom Halfpap
    June 25th, 2022 01:27 PM
    Thank you Allison!!!!! It was an absolute pleasure working with you and Rob again. I wish you both all of the best in your new home!!!
  • Zillow
    R
    Robert E
    Locust Grove, VA
    Posted on June 24th, 2022 12:00 AM
    This is the second time we have utilized Tom as a lender in a real estate transaction. We first used Tom's services 2 years ago when my wife and I purchased our starter home. We just closed on our forever home and there was no question that...
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  • Encompass
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    Gloria C M
    Stafford, VA
    Posted on June 22nd, 2022 12:26 PM
    Tom was very responsive and knowledgeable throughout the entire process. He answered all of our questions and made us feel confident along the way.
    Reply from Tom Halfpap
    June 22nd, 2022 07:27 PM
    Thanks so much Gloria! It was a pleasure working with you and Andrew!!!! I wish you both all of the best in your new home!!!
  • Encompass
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    Eduardo J O
    Pembroke Pines, FL
    Posted on June 16th, 2022 12:29 PM
    His attention to detail, experience, expertise, and overall care for us was incredible. We have used Tom as our lender on two different times, he has earned our complete trust and confidence. We will not use anyone else and will recommend him...
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    Reply from Tom Halfpap
    June 16th, 2022 03:09 PM
    Thanks so much Eddie. It is always a pleasure working with you and Jackie. I wish you both all the best as you move back to Florida!!!!
  • Zillow
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    Brendan C
    Posted on June 4th, 2022 09:51 PM
    As first time homebuyers, Tom was absolutely invaluable in helping us navigate the loan process. He was well organized, made himself available to quickly and clearly address our questions and concerns, and helped keep us on-task to meet important...
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  • Zillow
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    Brendan C
    Manassas, VA
    Posted on June 4th, 2022 12:00 AM
    As first time homebuyers, Tom was absolutely invaluable in helping us navigate the loan process. He was well organized, made himself available to quickly and clearly address our questions and concerns, and helped keep us on-task to meet important...
    read more
  • Encompass
    R
    Rei S T
    Manassas, VA
    Posted on June 1st, 2022 01:58 PM
    This is the 2nd time I worked with Tom! He is efficient, great with communication and following up with things. I just like never work with anyone else after I’ve worked with Tom. He is the best!
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    About
    Putting customers first is Tom’s priority. Since 1987, Tom has guided his customers through the mortgage process, listening to their needs and providing straightforward advice. Buying a home is a major financial investment, and Tom’s experience ensures you make the best choice and close your loan on time without surprises. Whether buying your first home, building a dream home, or refinancing, Tom offers unsurpassed service and attention. Trust a proven mortgage professional. Tom’s goal is to be your mortgage advisor for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
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    Positions
    • TowneBank Mortgage (Formerly Monarch Mortgage) - Branch Manager
      Aug 1st, 2010 - Current
    Memberships
    • Prince William Association of Realtors
    • MBA
    Addresses and Serving Areas

    Year Started

    1987

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 203175
    Hobbies
    • Playing guitar and singing in an acoustic duo.
    Disclaimer
    FitzGerald Financial Group is an Equal Housing Lender. NMLS # 512138. FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. FitzGerald Financial Group loan officers live in your communities and know the area. This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.