

Tom Stone
Senior Mortgage Banker | NMLS# 588863

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Tom kept me updated all the way through the home buying process. I never had to ask questions because he is so upfront and on top of getting you taking care of!!!
Reply from Tom Stone
October 23rd, 2024 11:07 PM
Thank so much Erika!! Enjoy your new home.
This being our first home purchase we were very nervous. Tom relieved that stress for us very fast. He explained everything very well and left us with zero questions. We could not be happier with our new home. Thank you Tom!
Reply from Tom Stone
October 20th, 2024 12:10 PM
Thank you, Joseph. We appreciate working with you and enjoy your new home.
Tom closed our home in 2 weeks when our previous company had 2 months. He was informative throughout and really made sure I understood where we were in the process and what next steps were. I can’t thank him enough for his services.
Reply from Tom Stone
October 20th, 2024 12:11 PM
Thank you, Jessica. I’m glad we were able to help you out in a pinch. Welcome to Missouri.
I had a lender already and my realtor said I could save big if I switched! She gave me Toms information and boy did he save me! Not only did Tom save me thousands he went out if his to explain all the steps and each thing within the loan documents....
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Reply from Tom Stone
October 20th, 2024 12:12 PM
Thank you, Christy. I’m glad we were able to save you so much money.
Tom was very thorough and responsive. He answered all my questions and was extremely helpful! He made the home buying process as smooth and seamless as possible! His team at closing were very welcoming and professional. They made me feel at...
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Reply from Tom Stone
October 20th, 2024 12:13 PM
Thank you so much for your glowing review, Rebecca! It was an absolute pleasure working with you. I'm thrilled to hear that you found our process smooth and seamless - that's exactly the experience we aim to provide here at Flat Branch Home...
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Constant communication, great customer service...never any fear that the loan wouldn't close.
Reply from Tom Stone
October 20th, 2024 12:13 PM
Thank you, Nicci. You were an amazing agent to work with.
He made this whole process very easy and smooth!
Reply from Tom Stone
October 11th, 2024 04:29 PM
I'm genuinely pleased to hear that you found the process easy and smooth, Aleeya! That's exactly what we aim for at Flat Branch Home Loans. Thanks for the 5-star review! It makes me happy to know that I was able to meet your expectations. Everyone...
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Tom was very easy to work with, as was his team. I had a couple problems with documents not showing uploaded to the app, but it didn't slow down the loan process as the staff kept in touch. Overall, they made it pretty easy for my first home....
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Reply from Tom Stone
October 9th, 2024 11:19 PM
Hey Ryan, I appreciate the feedback and rating! I'm glad to know that you found the process of purchasing your first home easy with us. Sorry to hear about the issues you had with document uploads, we'll continue to improve our app. Your experience...
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Tom was helpful, available beyond expectation, and quick to get things to me, and keep the process moving along. OUTSTANFING!
Reply from Tom Stone
October 9th, 2024 06:37 PM
Thank you so much. This was a fun one.
Tom is amazing to work with and makes everything so very easy!
Thanks Tom!
Reply from Tom Stone
October 9th, 2024 02:00 AM
I'm thrilled to hear that you had a positive experience, Jennifer. Your feedback means a lot and it's great to know that I could make the process easy for you. I'm here anytime you need assistance with home loans. Thank you for choosing Flat...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Reverse Mortgages
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Memberships
- Certified Mortgage Advisor
- Columbia Rotary South
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 588863
Hobbies
- Biking
- Traveling
- Spending time with family
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149