Tom Stone

Senior Mortgage Banker | NMLS# 588863

Flat Branch Home Loans

4.9

(703)

Mortgage

Mortgage Loan Officer

Contact Info

(573) 489-4059

Columbia, MO

https://flatbranchhomeloans.com/team/tom-stone

Location & Business Hours

Business Hours

Wed

8:30 AM to 5 PM

Thu

8:30 AM to 5 PM

Fri

8:30 AM to 5 PM

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4.9

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Experience.com

4.94

(427)

Zillow

5.0

(25)

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(6)

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My clients and I are always able to reach Tom quickly and his answers were always thorough and precise. He's hard working, creative and helpful at every turn. Thanks, Tom!!

Reply from Tom Stone

March 10th, 2025 07:50 PM

Phebe, I'm thrilled to hear that you and your clients have had such a positive experience. It's always my goal to be as accessible and helpful as possible, and I appreciate your kind words about my approach. Working with you is a pleasure,...

Amazing to work with, answered all my questions and was always available .

Reply from Tom Stone

March 7th, 2025 05:03 PM

Thanks so much for the kind words, Shawna! I'm thrilled to hear that you had a positive experience. It's always my goal to be as available and helpful as possible, so I'm glad I could be there to answer all your questions. If you need anything...

Tom was very helpful in the process of us getting our home loan. He easily explained every step of the process to us and never made us feel confused.

Reply from Tom Stone

March 6th, 2025 04:09 PM

Morgan, I'm thrilled to hear that you felt supported and understood throughout the home loan process. It was a pleasure working with you, and I'm glad I could help make things clear and straightforward. If you ever have more questions or need...

Tom and his team helped with a mutual client closing here in KC. Throughout the entire process, Tom was providing updates as to where the file was in the process. Communication is vital in this industry and they did a great job!

Reply from Tom Stone

March 5th, 2025 03:58 PM

Thanks so much for the kind words, Josh! It was a pleasure working together to get our mutual client to the finish line. Keeping the lines of communication open is something we really prioritize, so I'm thrilled to hear that it made a difference....

They seemed patient with our questions and took calls on his off time.

Reply from Tom Stone

March 5th, 2025 03:21 AM

Thanks so much for your feedback, Michael. I'm really glad to hear that you felt supported throughout the process. I always strive to be there for my clients, even outside of regular hours, to ensure you have everything you need. If you have...

Tom was very informative and prompt. He was always available for a phonce call and was great at giving updates along the way.

Reply from Tom Stone

March 4th, 2025 04:57 PM

Natalie, thank you so much for your kind words! It was a pleasure working with you throughout the process. I'm glad to hear that you felt informed and supported—communication is key, and I always aim to be there when needed. If you ever have...

I've had the pleasure of working with Tom Stone on multiple occasions, both personally and professionally. Tom has been my go-to mortgage lender for several years, and I've relied on his expertise for my own home purchases as well. Tom's professionalism...

Reply from Tom Stone

March 4th, 2025 12:31 AM

Susan, thank you so much for your kind words and for trusting me with your mortgage needs over the years. It has truly been a privilege to work with you both personally and professionally. I’m thrilled to hear that my efforts to make the lending...

Tom took extra time to make sure that I understood the whole process and had no questions before moving forward with any steps. I felt like he really had my best interests at heart.

Reply from Tom Stone

March 4th, 2025 12:32 AM

Thank you so much for your kind words, Morgan. It was truly a pleasure working with you and ensuring that you felt confident at every stage of the process. I'm thrilled to hear that my efforts made you feel supported and understood. Your trust...

Tom Stone is great to work with! He goes above and beyond for his clients as well as the real estate professionals who work with him. If I need to reach him after hours, weekends or even holidays, I know he's there for me. He's my go-to guy...

Reply from Tom Stone

February 26th, 2025 03:18 PM

Jessica, thank you so much for your kind words! It truly means a lot to know that my efforts are appreciated. Being your go-to guy for lending is a role I take seriously, and I'm always here to support you whenever you need. Working with you...

Tom was very helpful through the whole process. Great explanations of what was happening & why.

Reply from Tom Stone

February 26th, 2025 03:23 PM

William, thank you so much for your kind words! I’m really glad to hear that you felt supported and well-informed throughout the process. It was a pleasure working with you and guiding you through the details. If you ever have more questions...

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About

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.

Products & Services

Mortgage Loan Officer

FHA Home Loan

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Conventional Loans

VA Loans

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