

Tom Stone
Senior Mortgage Banker | NMLS# 588863

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Tom and his team were extremely knowledgable and quick with the process. They made the process quick, smooth, and easy for us as this was our first time working with a mortgage company. I have nothing but great thinks to say about Tom and his...
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Reply from Tom Stone
April 9th, 2025 01:43 PM
I'm thrilled to hear that your experience with us was smooth and efficient. It was a pleasure assisting you with your first mortgage process, and I greatly appreciate your kind words about our team at Flat Branch Home Loans.
Every went very smoothly. In no time at all it was finished. Very happy with all the people involved.
Reply from Tom Stone
April 9th, 2025 01:07 AM
I'm thrilled to hear that everything went smoothly and efficiently for you. It was a pleasure assisting you, and I'm glad to know you were happy with everyone involved at Flat Branch Home Loans.
Tom was efficient, patient, provided great service, and rates and pricing was great.
Reply from Tom Stone
March 26th, 2025 12:18 PM
I'm thrilled to hear that you found my service efficient and patient, and that you were pleased with the rates and pricing. It was a pleasure assisting you with your home loan needs. Thank you for your positive feedback!
Tom is wonderful to work with, professional and timely on all details!! Thank you for such great service!
Reply from Tom Stone
March 21st, 2025 02:47 PM
Julie, thank you so much for your kind words! It was a pleasure working with you and I'm thrilled to hear you had a positive experience. I strive to make everything as smooth and efficient as possible, so your feedback means a lot. If you have...
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Tom and team made the process go nice and smoothly. Communication was always great and made us feel comfortable in a time of high stress.
Reply from Tom Stone
March 21st, 2025 02:48 PM
John, thank you so much for your kind words! I'm thrilled to hear that you felt comfortable and well-supported throughout the process. It was our pleasure to assist you during what can be a stressful time. My team and I always strive to provide...
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Took the time to answer all of our questions, explained our options and was very knowledgeable and patient. Just a pleasant to work with! Thank you and your team!
Reply from Tom Stone
March 21st, 2025 02:48 PM
Gregory, thank you so much for your kind words! I'm thrilled to hear that you had a positive experience working with us. It was a pleasure assisting you and addressing all your questions. My team and I always strive to provide clear information...
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Great communication
Reply from Tom Stone
March 13th, 2025 02:08 PM
Thank you so much, Connie! I'm thrilled to hear that you appreciated the communication throughout the process. It was a pleasure working with you, and I'm glad we could make everything smooth and clear. If you ever need anything in the future,...
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Easy to work with, always there to answer any questions I had.
Reply from Tom Stone
March 13th, 2025 02:08 PM
Steven, I truly appreciate your kind words and the perfect rating. I'm glad I could be there to answer your questions and make the process easy for you. Helping clients like you is what makes my job rewarding. If you need anything in the future,...
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Tom was super patient and very great with communication and managing expectations for me!
Reply from Tom Stone
March 10th, 2025 08:10 PM
Thanks for the kind words, Ryan! I'm really glad to hear that you felt supported throughout the process. It was my pleasure to work with you, and I'm grateful for the opportunity to help. If you have any more questions or need anything else...
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very professional. Always available
Reply from Tom Stone
March 10th, 2025 07:47 PM
Really appreciate your feedback, Ryan. I'm glad to hear you felt the professionalism and accessibility. It was a pleasure working with you, and I'm here to help anytime you need. Thanks for trusting me with your home loan process!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Reverse Mortgages
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Memberships
- Certified Mortgage Advisor
- Columbia Rotary South
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 588863
Hobbies
- Biking
- Traveling
- Spending time with family
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149