

Tom Gates at CrossCountry Mortgage
Loan Officer | NMLS #61691


University of Vermont
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Montvale, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Reviews from Web
Tom and Ren were fantastic to work with, and very helpful. They helped us through making multiple offers, explaining and answering questions along the way. We were so grateful to have their guidance and support throughout the home-buying process....
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Reply from Owner
December 15th, 2021 08:11 PM
Thank you, Lucy! Such an honor to help you both to get into your first home 😀. Your responsiveness and attention to detail was so appreciated. We are here for you anytime!
Team Gates executed every aspect of the refinancing flawlessly and smoothly. They showed a high level of industry expertise at all levels with responsiveness, proactivity, and problem solving, all with a high level of enthusiasm and genuine...
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Reply from Owner
November 4th, 2021 01:00 PM
Thank you Joe! It's always a pleasure to work with you.
Don't know where to begin. We loved our experience from start to finish. My boyfriend and I are first time buyers and are only 25 years old. We met Ren and instantly new him and Tom Gates were the team we wanted behind us in this process. We...
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Reply from Owner
September 16th, 2021 06:09 PM
Wow, such kind words Grace, thank you! And thank you for entrusting us with your home loan!
Tom and Ren Gates (and the rest of their team!) were such a pleasure to work with. From the beginning, I was impressed by how incredibly responsive they were, at any point that we needed them. In a crazy market, offers had to happen fast and...
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Reply from Owner
June 16th, 2021 07:48 PM
Thank you so much, Callie!! We appreciate the thoughtful words, and we appreciate you! You and Will were incredibly thoughtful, responsive and so organized, which is SO helpful. We are thrilled to have been able to help you guys get into your...
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Ren Gates and Tom Gates have been such a pleasure to work with. I was guided every step of the way. They did not hesitate the walk us through our concerns and questions, and they made sure we felt comfortable during every decision. Not to mention...
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Reply from Owner
April 30th, 2021 11:06 PM
Thank you, Aimee! We loved working with you both and are thrilled to have played a small part in helping you get into your first home!
I cannot say enough about Tom Gates and his team! We recently purchased our dream home and from the very start Tom went above and beyond to make sure that all of our questions were answered and all of our needs were met. We have purchased homes...
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Reply from Owner
March 23rd, 2021 02:03 PM
Wow, thank you, Sarah! It was truly an honor to help get you and Rob into your dream home. You were equally as responsive and lovely to work with... wishing you all the best in life and your new home!
Tom Gates, and his son Ren, provided us with the most efficient, friendly, and satisfying mortgage experience that I've had yet. And this is my 5th. From the moment we first contacted them about a refi until closing, they went above and beyond...
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Reply from Owner
March 22nd, 2021 06:25 PM
Thank you so much for your kind words, MB! You and Tom were an absolute delight to work with from start to finish... we appreciate you both!!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Montvale, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #61691 | Branch NMLS #1487417
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Education
- University of VermontCommunicationsBachelor of Arts (B.A.) in Communications

Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 61691
Hobbies
- Farming, Tennis, Paddle Tennis, Minibikes
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095