Tom Gates at CrossCountry Mortgage
Loan Officer | NMLS #61691
University of Vermont
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Montvale, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Throughout our home buying process, Tom has been a phenomenal supporter and asset in getting us to the finish line. In the wins and losses he was right there with us, available whenever we needed him for any questions, and regularly checking...
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Reply from Owner
June 12th, 2025 01:43 PM
Thank you Dan, both for these words and for the great pleasure of getting to know you guys! I am grateful that GC put us together, and that we could make your new home all yours. May you love it always!
Tom and his team beat the rate offered by my credit union and then provided top-notch customer service all the way through closing. Tom may work with a dot-com, but it felt as if I was working with the bank around the corner. I definitely recommend....
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Reply from Owner
May 30th, 2025 01:25 PM
Thank you Rick. I really enjoyed working with you. Good luck on your ride!
I had a wonderful experience purchasing a home with Tom Gates. He is super efficient, knows his stuff and extremely responsive.
Reply from Owner
May 23rd, 2025 12:15 PM
Loved helping you get into your new home Jennifer! Enjoy every moment. Thank you!
Tom and his team at LoanDepot made the impossible possible. My husband and I were first time buyers so we had no idea where to begin. After speaking to Tom on the first day, I knew he was the right guy to help us with this big purchase. Not...
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Reply from Owner
February 13th, 2025 06:48 PM
Thank you so much Ti Ti! Working with you both was a pleasure, and your words are deeply appreciated! Enjoy that fab new home.
Tom has helped us with several homes over the years and always make the process easy and stress free! He is professional, detailed and responsive but equally as important, he's a great guy. I would highly recommend using him.
Reply from Owner
February 29th, 2024 09:46 PM
Wendy, thank you so much, and congrats on your cool new place!
You guys are such a treat to work with, appreciate your words!
Tom is an extremely hard-working professional who always made himself available around the clock on any day of the week, even on short notice. He took the time to write several preapproval letters for us to fit different needs. We are truly...
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Reply from Owner
April 13th, 2023 01:23 AM
Thanks Jerry, appreciate the kind words.
Tom was absolutely fantastic! My husband and I were looking to buy a home for the first time through covid. Safe to say that it was not a quick process. Tom stuck with us for two years! We never felt pressured to buy, rushed, or uncared for....
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Reply from Owner
February 6th, 2023 02:42 AM
Oh my, thank you Katerina!! You are very kind, and we appreciate your words. LOVED being part of your home-buying team! Enjoy your new home, and please stay in touch!!
Great service, answered every question accurately and timely, the mortgage loan process was new to me and with this team they made everything very easy
Reply from Owner
February 6th, 2023 03:11 AM
Thank you Ren! We appreciate the opportunity to work with you!
We have have been clients of Tom Gates since 2017. Tom has worked on a few loans for us and every time we have been very satisfied with how he handled the job. Tom is responsive, timely, diligent, friendly and professional!Recently, in 2022,...
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Reply from Owner
March 3rd, 2022 09:14 PM
Thank you so much for the kind words, Sima! We so appreciate your business, and your loyalty over the years. And we are thrilled for you both on your new home! All the best from Team Gates :)
I can cut to the chase here and state that, of the approximately 6 times that we have refinanced, this experience was without a doubt the most seamless, fluid, and easy to navigate thanks solely to the Gates Lending Team. They were incredibly...
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Reply from Owner
December 15th, 2021 08:09 PM
Thank you for the kind words, Matt! We are truly appreciative to have had the opportunity to help you guys. Stay in touch!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Montvale, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #61691 | Branch NMLS #1487417
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Education
- University of VermontCommunicationsBachelor of Arts (B.A.) in Communications
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 61691
Hobbies
- Farming, Tennis, Paddle Tennis, Minibikes
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095