Tom Gates at CrossCountry Mortgage

Name: Tom Gates at CrossCountry Mortgage
Address: 102 Chestnut Ridge Road, Suite 200, Montvale, New Jersey, 07645
Telephone: +1-609-731-6556
Rating: 4.99

Loan Officer | NMLS #61691

4.99

(31)

University of Vermont

Mortgage

Mortgage Loan Officer

University of Vermont

Contact Info

(609) 467-4772

Montvale, NJ

https://www.team-gates.com/

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4.99

(31)

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Tom Gates is patient, efficient, responsible. Thank you

Reply from Tom Gates at CrossCountry Mortgage

April 17th, 2026 02:50 AM

Thank YOU Luis! It was great to get to know you and to help you meet your financial goals! Tom

I recommend Tom and his team as I was an extremely difficult loan to get through. He pushed the team and myself and got me to the finish line

Reply from Owner

April 5th, 2026 03:51 PM

Thank you Steven. You keep us on our toes. Thank you for the kind words! Appreciate working with you to meet your goals.

This is my second mortgage with Tom. Both times were very challenging due to complications on my part . Tom pushed and got me through the finish line both times

Reply from Tom Gates at CrossCountry Mortgage

April 5th, 2026 03:49 PM

Thank you Steven. You keep us on our toes. Thank you for the kind words! Appreciate working with you to meet goals.

Personal and Professional. Tom walked us through the maze of applying, made it much easier than we thought possible, and clearly explained our options and the best path to follow. Truly a standout experience.

Reply from Tom Gates at CrossCountry Mortgage

February 19th, 2026 07:37 PM

Paul, thank you for the nice words! It was truly a pleasure to work together with you to make this (these!) dreams come true! Look forward to the BBQ! Stay well.

The experience was excellent every step of the way and always made me feel confident in moving forward.

Reply from Tom Gates at CrossCountry Mortgage

February 16th, 2026 04:30 PM

Thank you Louis!

Tom was a great asset to my home buying experience. He was personable and professional throughout the entire process and went above and beyond to make sure everything was taken care of.

Reply from Owner

March 2nd, 2026 06:38 PM

Thank you Louis! I enjoyed every minute working with you. Congratulations on a great new home.

We couldn’t have asked for a better experience with Tom and the team at CrossCountry Mortgage LLC. They are truly the best in the business! From day one, Tom guided us through every single step of the home loan process with incredible patience,...

Reply from Owner

March 13th, 2026 12:26 PM

R & H, How could we ask for a more powerful recommendation/review? Thank you from the bottom of my heart. The team loved working with you both, and we are counting on your referrals to be just like you....Professional, appreciative, and smart!...

the time and dedication were a big help

Reply from Tom Gates at CrossCountry Mortgage

January 6th, 2026 04:26 PM

Thank you Robert, and congratulations on your new Investment!

Tom is just the best . He made the entire experience from start to finish incredibly super easy. As a first time home buyer I had tons of questions and Tom always made himself available. Would for sure recommend Tom and his team to everyone...

Reply from Tom Gates at CrossCountry Mortgage

December 12th, 2025 10:35 PM

Congratulations Walter, on your fabulous new home, and THANK YOU for your kind words. It was a pleasure to work together on this journey!

Prompt,professional and good human being.Pleasure to work with and would definitely recommend to friends and family.

Reply from Tom Gates at CrossCountry Mortgage

December 7th, 2025 11:29 PM

Sid, your happy review means a great deal to me and my team. It was great to work with you to make this dream come true. NYC look out!

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Montvale, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #61691 | Branch NMLS #1487417

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Home Renovation Loan

Mortgage Refinance

Specialities

Conventional Loan

VA Loan