

Tom Filipcik
Executive Branch Manager
With over of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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Business Hours
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Because ever thing went smoothly. If things didnt didn't work he came up with other solutions
Reply from Tom Filipcik
December 20th, 2025 07:55 PM
I'm glad to hear that everything went smoothly and that you found the alternative solutions helpful, Detlef. If you ever have more questions or need assistance in the future, please feel free to reach out.
Thank you..
Reply from Tom Filipcik
November 27th, 2025 08:04 PM
I appreciate your message, Todd. If you have any additional thoughts or need assistance in the future, feel free to reach out.
Tom followed up without pressure. He was consistent but without annoyance. He explained things well.
Reply from Tom Filipcik
November 24th, 2025 03:04 PM
It's great to hear that my approach worked well for you, Shannon. I always aim to provide clear explanations and follow up in a way that respects your comfort. If you have any more questions or need further assistance, just let me know.
! Tom has been the absolute greatest person to deal with and this refinance of my home. He's very kind, knowledgeable, and just an all-around great person. I will definitely seek to work with him again if needing
Reply from Tom Filipcik
October 31st, 2025 04:31 PM
Thank you for your kind words, Sheryl. I'm pleased to know that you had a positive experience with me at Lumin Lending. Should you need any assistance in the future, please don't hesitate to get in touch.
I'll only work with Tom!!!!
He has been fantastic.
Reply from Tom Filipcik
October 17th, 2025 04:27 PM
I appreciate your feedback, Michael. It's great to hear that you've had a positive experience working with me. If there's anything more I can assist you with at Lumin Lending, please feel free to reach out.
He worked hard with his team to get me into my dream home. They went above and beyond and got me good rate. I really appreciate the time he took to help me with my dream into becoming home owner.
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About
With over of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 81767