Tom Filipcik
Executive Branch Manager
With over of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Everything's gone quite smoothly and Tom has explained things to me and seems like a good guy.
Reply from Tom Filipcik
February 4th, 2026 08:21 PM
Thank you for sharing your experience, Donald. I'm glad to hear that everything went smoothly and my explanations were clear for you. If there's anything else you need or further assistance required, please feel free to reach out.
Tom's knowledge and explanations of how Helocs work made our experience very easy throughout the process.
Reply from Tom Filipcik
February 4th, 2026 02:18 PM
It's great to know that my explanations helped make your HELOC experience straightforward, Jeffrey. Should you have more questions or need further assistance, feel free to reach out.
Very easy to work with, tells you like it is and explains the process well
Reply from Tom Filipcik
January 27th, 2026 02:32 PM
I appreciate your feedback, Erin. I'm pleased to hear that the process was straightforward and clear for you. If you have any further questions or need assistance, feel free to reach out anytime.
it has been a pleasure working with Tom! He's a great communicator and very passionate about making the loan process a pl experience .
Reply from Tom Filipcik
January 26th, 2026 03:47 PM
I'm grateful for your kind words, Jeffery. It's rewarding to know that my communication and passion made the loan process pleasant for you. If you ever have more questions or need assistance, I'm here to help.
Tom was extremely knowledgeable and helpful with our loan application process!
Jeff and Sandi McClain
Reply from Tom Filipcik
January 22nd, 2026 09:41 PM
I'm glad to hear that you found the loan application process knowledgeable and helpful, Jeffery. It was a pleasure working with you both. If there’s anything more I can assist you with, please don't hesitate to get in touch.
Knowledge of how to keep focus on achieving goals set.
Reply from Tom Filipcik
January 21st, 2026 08:02 PM
Thank you for highlighting my focus on achieving goals, Donald. It's a key part of my approach at Lumin Lending. If you have any other questions or need further support, please feel free to reach out to me directly.
Tom was a pleasure to work with. He's very responsive and worked after hours and early mornings to provide us many options for our refinance.
Reply from Tom Filipcik
January 12th, 2026 09:40 PM
I appreciate your feedback, Jeffrey. I'm glad to hear the refinancing process was smooth and that my efforts met your expectations. If you need any further assistance or have questions in the future, feel free to reach out to me.
Tom kept me in the loop the entire way. He was amazing. Thank you
Reply from Tom Filipcik
December 31st, 2025 07:32 PM
I appreciate your kind words, Susan. Keeping clients informed is very important to me, and I'm pleased to know you were satisfied with the process. Should you have any further questions or need assistance in the future, don't hesitate to reach...
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He was very knowledgeable and kind
Reply from Tom Filipcik
December 25th, 2025 02:49 PM
I'm grateful for your kind words, Crystal. Providing knowledgeable and considerate service is something I strive for with each client. If you ever have more questions or need further assistance, I'm here to help.
Great Guy!
Reply from Tom Filipcik
December 25th, 2025 06:31 PM
Thank you for your feedback, Edy. If there's anything else you need or want to discuss, I'm here to assist.
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About
With over of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 81767