Tom Filipcik
Executive Branch Manager
With over of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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Business Hours
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Excellent communication skills and outstanding with followup. Tom tells it like it is and doesnt try to mislead you. The process was fast and easy. I strongly recommend Tom and Lumin Lending.
Reply from Tom Filipcik
June 2nd, 2026 01:32 PM
Madalyn, I appreciate your positive feedback and recommendation. I'm glad to hear that my communication and straightforward approach helped make the process smooth for you. If there's anything else you need, I'm here to assist.
Tom did an outstanding job on all aspects of my recent real estate financing . His insights and guidance gave me confidence in the entire process and in choosing the best vehicle to use. Any glitches along the way, which were mostly technical...
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Reply from Tom Filipcik
June 1st, 2026 03:34 PM
Joseph, I appreciate your kind words and the high recommendation. It's great to know that my insights and guidance helped you feel confident throughout the financing process. I'm glad I could assist with any technical issues you encountered....
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Hi Tom,I just wanted to thank you again so much for your help with my equity loan! Your knowledge and expertise helped make a rather complicated process easy to navigate and understand. You went above and beyond to get this done for me , and...
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Reply from Tom Filipcik
June 1st, 2026 04:44 PM
Shelia, thank you for your kind words. I’m glad to know that I could make the equity loan process easier for you. Your appreciation means a lot to me, and I'm always here to help if you need anything else.
Tom was great. He provided various options for my loan and was always quick to respond when I had questions. I felt very comfortable having him guide me through the loan process.
Reply from Tom Filipcik
May 25th, 2026 04:59 PM
Michael, I'm pleased to know that you felt comfortable with my guidance through the loan process. It's good to hear that the options I provided were helpful and that I was able to respond to your questions promptly. If there's anything else...
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Very responsive!!
Reply from Tom Filipcik
May 25th, 2026 04:56 PM
I'm glad you found me responsive, Fredy! If there's anything else you need, please don't hesitate to reach out.
Very responsive, caring professional
Reply from Tom Filipcik
May 22nd, 2026 07:28 PM
Thank you for your kind words, Patricia. I'm pleased to hear that you found me responsive and caring in my professional approach. If you ever need further assistance, please feel free to reach out.
Tom was super helpful and knowledgeable. The process was very simply and quick. money arrived on time which is very helpful.
Reply from Tom Filipcik
May 22nd, 2026 04:24 PM
I'm happy to hear that you found the process simple and quick, Andrew. I'm glad I could be helpful and knowledgeable throughout. If you have any more questions or need further assistance, feel free to reach out.
Very efficient and effective. Great to work with, friendly and knowledgeable.
Reply from Tom Filipcik
May 20th, 2026 04:29 PM
I'm glad to hear that you found our interaction efficient and effective, Lawrence. It's important to me to be friendly and knowledgeable in all my dealings. If you have any more questions or need assistance in the future, feel free to reach...
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Very friendly. Easy to talk to and get answers. Able to get a hold of When needed. Almost feels like working with family .
Reply from Tom Filipcik
May 20th, 2026 02:51 PM
I'm pleased to hear that you felt comfortable and supported, Lisa. Creating a friendly and accessible experience is important to me. If you ever need anything else, don't hesitate to reach out.
meeting tom is the best happened to me thank you tom for not giving up to me I talk to you later. I send my love God bless you. From Berta Dickey
Reply from Tom Filipcik
May 19th, 2026 04:39 PM
It was truly nice to meet you too, Berta. I'm grateful for your kind words and support. Feel free to reach out whenever you need anything. God bless you as well.
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About
With over of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 81767