Tom Cifichiello
Loan Officer | NMLS 1430482
Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensiv... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Tom was patient and very communicative during the whole process . He and his team were always available for any questions.
Reply from Tom Cifichiello
February 18th, 2025 11:14 AM
Thank you so much, Alexis. It was a pleasure working with you throughout your home purchase journey. I’m glad to hear that you felt supported and that communication was clear and helpful. My team and I always strive to be accessible and provide...
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Tom had swift communication and a friendly demeaner. He made the loan process very pleasant.
Reply from Tom Cifichiello
January 6th, 2025 05:36 PM
I'm thrilled to hear about your positive experience, Amy. Swift and efficient communication is crucial especially for something as significant as a home loan. It was a pleasure assisting you with your purchase and I'm glad I could make the...
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Tom was great to work with. Prompt, kind, and always made time to fully explain any questions we had throughout the process. Our search spread over the course of 3 years and Tom was there every step of the way
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Reply from Tom Cifichiello
December 31st, 2024 01:04 PM
Michael, your kind words are truly appreciated. I'm thrilled to hear that you were happy with the service you received from me at Embrace Home Loans. It was my pleasure to be there for you every step of the way during your 3-year search. I'm...
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We are first time home buyers and Tom was awesome to work with. He answered all of our questions and guided us through the whole process.
Reply from Tom Cifichiello
December 22nd, 2024 12:47 PM
I'm so happy to hear that you had a great experience as first time home buyers. It was truly a pleasure guiding you through the process and answering all your questions. Your positive feedback means a lot. Don't hesitate to reach out if you...
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Quick and clear communication!
Reply from Tom Cifichiello
December 19th, 2024 02:25 PM
I'm thrilled to hear you found our communication to be quick and clear, Jeffrey! It was truly a pleasure assisting you with your home loan purchase. We at Embrace Home Loans strive to provide the best service possible, and your feedback is...
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Tom was great! Really helped me out and made the process simple. Would highly recommend!
Reply from Tom Cifichiello
December 17th, 2024 12:24 PM
Really appreciate your kind words, Ryan! It was a pleasure to assist you with your loan process at Embrace Home Loans. Your recommendation means a lot. If you have any more needs in the future, don't hesitate to reach out. Until then, enjoy...
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It was a very smooth transaction.
I know Tom will do whatever he can to ensure things move as fast as possible while maintaining the process and contact with mutual clients.
Communication is key!
Reply from Tom Cifichiello
December 8th, 2024 08:37 PM
I'm really glad to hear that you found my communication helpful, Farid. Ensuring a clear line of communication is, indeed, a key aspect of my work here at Embrace Home Loans. I'm thrilled to know that you had a great experience with your purchase....
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Tom and his team at Embrace made the loan process easy amd explained everything along the way. I highly recommend.
Reply from Tom Cifichiello
October 26th, 2024 10:46 AM
Erin, your words are greatly appreciated! It was a pleasure helping you with your loan process at Embrace Home Loans. We aim to make everything as smooth and understandable as possible. Thank you for recommending us. If you ever have more financial...
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About
Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tomâ_x0080__x0099_s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry. Contact Tom today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Non-QM
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Positions
- Embrace Home Loans - Mortgage Loan OfficerAug 1st, 2016 - Current
Year Started
1983
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1430482
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.