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Tom Cifichiello - Loan Officer | NMLS 1430482 in Basking Ridge, NJ

Tom Cifichiello

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Loan Officer | NMLS 1430482

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Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensiv... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • FTP
    A
    Anthony L
    Valley Stream, NY
    Posted on January 14th, 2021 11:13 PM
    Tom was wonderful to work with. He answered our questions with patience, kindness and expertise. He was extremely responsive and easy to contact. He came up with the best course of action for our mortgage refinance and we felt like he was with...
    read more
  • FTP
    M
    Myrtle M
    Spotswood, NJ
    Posted on January 3rd, 2021 01:40 PM
    Thank you for everything 🙏🏾
  • FTP
    R
    Richard M
    East Orange, NJ
    Posted on January 2nd, 2021 10:11 PM
    Fast service and great communication
  • FTP
    F
    Frantzy D
    Spotswood, NJ
    Posted on January 2nd, 2021 10:05 PM
    Wonderful experience. Tom and team was very helpful with getting our mortgage and closing process done smoothly.
  • FTP
    S
    Steve B
    Union, NJ
    Posted on January 2nd, 2021 07:47 PM
    Tom was very thorough from the beginning. He walked us through the process of buying our first home, especially during a season of a Pandemic. He was attentive and very reliable, and we would recommend him and this company. Thank you Tom!
  • FTP
    J
    Jessica M
    Bridgewater Twp, NJ
    Posted on January 2nd, 2021 06:48 PM
    Tom level of communication and availability throughout this process was great.
  • FTP
    Y
    Yvanne F
    Roselle, NJ
    Posted on December 30th, 2020 09:53 PM
    Where can i start, Tom was over the top the best loan officer i ever work with, his always responsive to my situation, and Tom solved any and everything that i was either confused or did not understand. Tom gave my family and the greatest loan...
    read more
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    N
    Nicholas C
    Stony Point, NY
    Posted on November 16th, 2020 02:38 AM
    From the pre approval too the day of closing Tom was there every step of the way. From the start I asked him if he could just take the time to explain to me what’s going on or where we are in the process of a the new loan an he did. Nothing...
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  • FTP
    R
    Roger H
    Bedminster, NJ
    Posted on November 13th, 2020 02:17 PM
    Getting a mortgage is a big deal: big money, big commitment, big decisions that last a long time. It is complicated with many moving parts making the whole process more than a little confusing. Tom breaks down the overall process to make it...
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  • FTP
    S
    Stephen C
    Randolph, NJ
    Posted on November 9th, 2020 02:10 AM
    As first time home buyers Tom took us through every part of the home buying process that made us extremely comfortable and confident that we made the right choice. He was always keeping us up to date on progress and was great to work with
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    About
    Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tomâ_x0080__x0099_s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry. Contact Tom today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Non-QM
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    Positions
    • Embrace Home Loans - Mortgage Loan Officer
      Aug 1st, 2016 - Current

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1430482
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.