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Tom Cifichiello - Loan Officer | NMLS 1430482 in Basking Ridge, NJ

Tom Cifichiello

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Loan Officer | NMLS 1430482

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Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensiv... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • SFTP
    J
    Julia B
    Hillsborough, NJ
    Posted on November 26th, 2022 04:17 PM
    Tom is excellent! Clearly answered any and all of my questions promptly. Most importantly, got me the best rate available and locked me in at the perfect time!
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    M
    Matthew H
    Bernardsville, NJ
    Posted on November 15th, 2022 01:46 AM
    Tom answered all our first time buyer questions clearly and with a smile, always responded promptly, and always had us feeling like he really cared. Tom felt like an old friend in the home buying process. He came to our closing which he didn't...
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  • SFTP
    J
    Jeffrey C
    Suffern, NY
    Posted on November 11th, 2022 03:02 AM
    I found Tom to be an exceptional human being on top of being professional and courteous. He took the time to answer all of our questions in very prompt manner. He also came to our closing which he didn't have to do which shows a selfless caring...
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    Yuran X
    Tenafly, NJ
    Posted on October 29th, 2022 01:42 PM
    Tom treats me as a family. he deeply cares about his clients.
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    Eileen S
    Tenafly, NJ
    Posted on October 29th, 2022 01:13 PM
    The entire process was smooth and managed beautifully. Not many closings go as well as this one, I will definitely recommend! Thank you..
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    Gage S
    Alpha, NJ
    Posted on October 17th, 2022 03:35 PM
    Great communication!
  • SFTP
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    Courtney C
    Hillsborough, NJ
    Posted on September 27th, 2022 04:21 PM
    Tom and his team made the process very easy for me as a first-time home buyer!
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    William H
    Point Pleasant, NJ
    Posted on September 24th, 2022 03:07 PM
    lightening speed and very responsive whenever myself or the buyer needed anything. Keep up the good work, Tom..
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    RoseMary S
    Warren, NJ
    Posted on September 23rd, 2022 04:56 PM
    Tom was very responsive, easy to work with and always worked to get me the best possible options for me.
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    Garfield C
    Wanaque, NJ
    Posted on September 6th, 2022 03:57 PM
    Tom was always available and completely understanding where we were new to home buying. He is friendly, open minded and will to tackle all avenues to give us options that we are not aware of. At the same time he also willing to advise us on...
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    About
    Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tomâ_x0080__x0099_s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry. Contact Tom today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Non-QM
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    Positions
    • Embrace Home Loans - Mortgage Loan Officer
      Aug 1st, 2016 - Current

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1430482
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.