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Tom Cifichiello - Loan Officer | NMLS 1430482 in Basking Ridge, NJ

Tom Cifichiello

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Loan Officer | NMLS 1430482

Embrace Home Loans - Basking Ridge, NJ
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Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensiv... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(908) 809-2714
Basking Ridge, NJ
https://www.embracehomeloans.com/location/new-jersey/basking-ridge/tom-cifichiello
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • SFTP
    R
    Ryan F
    Oakland, NJ
    Posted on August 23rd, 2023 07:01 PM
    First Class. Would use Tom again and every time but hoping that doesn’t come for a while because I wouldn’t want to buy again in this market!
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    Theresa B
    Sloatsburg, NY
    Posted on August 21st, 2023 11:10 AM
    Knowledgeable. Fast and efficient. Great communication throughout b
  • SFTP
    D
    David T
    Milltown, NJ
    Posted on August 8th, 2023 04:58 PM
    Tom is always available, extremely knowledgeable and overall really pleasant to deal with.
  • SFTP
    M
    Madison E
    Milltown, NJ
    Posted on August 8th, 2023 01:49 PM
    As first time homebuyers, my husband and I came into this experience with a lot of anxiety and a lot of questions. Tom was extremely patient and understanding, making sure to respond to calls and emails in a timely and thorough manner. We felt...
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    Olasunbo L
    Bayonne, NJ
    Posted on July 21st, 2023 11:35 AM
    Overall experience
  • SFTP
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    Kristin D
    Boonton, NJ
    Posted on July 16th, 2023 02:19 PM
    Clear communication and quick work!
  • SFTP
    J
    Joe G
    Yorktown Heights, NY
    Posted on July 13th, 2023 01:06 PM
    Tom and John Adams were attentive and gave us numbers on houses very quickly providing us real time monthly costs to make competitive bids for houses. Tom also was available at all times for questions I had regarding the loan
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    K
    Kevin F
    Boonton Twp, NJ
    Posted on July 10th, 2023 11:59 AM
    Tom provided honest insight in to the loan process
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    Lucielle M
    Paterson, NJ
    Posted on July 1st, 2023 03:26 AM
    Tom is great to work with & he is very knowledgeable. I had so many questions as a first time home buyer. He explained everything thoroughly and I was able to purchase my place!!
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    Domingo S
    Paterson, NJ
    Posted on June 30th, 2023 02:44 PM
    very smooth transaction, and tom is always available.
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    About
    Tom Cifichiello (NMLS #1430482) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Tom provides comprehensive home financing solutions with Embrace Home Loans. Loan Officer Thomas Cifichiello has joined the Basking Ridge, New Jersey Branch of Embrace Home Loans. Tomâ_x0080__x0099_s responsibilities include assisting and educating borrowers in acquiring mortgage loans as well as establishing long-lasting relationships with professionals within the industry. Contact Tom today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Non-QM
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    Positions
    • Embrace Home Loans - Mortgage Loan Officer
      Aug 1st, 2016 - Current

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1430482
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us

    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.