

Todd Johnson - Envoy Mortgage
Area Manager | NMLS # 101940


University of Kentucky
Envoy Mortgage is an Equal Housing Lender.
Envoy Mortgage, Ltd. NMLS ID #6666
(www.nmlsconsumeraccess.org)
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Todd was very responsive and always was patient in answering questions from us as first time homebuyers. When he did not know the answer to a question, he followed up quickly with a response.
Reply from Todd Johnson
May 19th, 2024 04:50 PM
I'm glad to hear that you had a positive experience as first time homebuyers, Annah. Your feedback is truly appreciated. I strive to provide the best service possible and I'm happy that my efforts resonated with you. I'll always be here to...
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Envoy communicated well through out process.
Since we are new to the Louiville market, we really appreciated the time and expertise as well as professionalism Todd and his team gave us. Todd is a wealth of knowledge and had our best interest in all that he did. Overall, we truly enjoyed...
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Reply from Todd Johnson
May 4th, 2024 03:59 PM
I'm truly humbled by your kind words, Tamara. It was my pleasure to assist you, and I'm elated to hear that you had a positive experience with us at Envoy Mortgage Ltd. Your satisfaction is our top priority, and it's reassuring to know we were...
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Extremely prompt with responses, provided detailed explanations of processes and documents, easily reachable
Reply from Todd Johnson
April 13th, 2024 02:55 AM
I'm delighted to hear that you had a positive experience, Mattilyn. Your feedback is greatly appreciated. Ensuring that you understand every step of the process at Envoy Mortgage Ltd is one of my top priorities, and I'm glad that was reflected...
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Todd is so helpful and really creates a smooth experience… he is always available to answer questions and makes sure you are 100% satisfied. I will work with Todd every time because I know he is the best!
Reply from Todd Johnson
April 5th, 2024 01:34 PM
Thank you so much for your kind words, Eva. I'm delighted to hear that you had such a positive experience working with me. It's always my goal to ensure the process is as smooth and satisfying as possible. Your satisfaction is my priority,...
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Todd and team made the process very smooth and simple. Great at communicating clearly and quickly. They were able to answer any questions I had and very knowledgeable.
Reply from Todd Johnson
April 22nd, 2024 03:28 PM
Congratulations again Matt on your first home and trusting us throughout the journey.
Both Todd and Kim were very responsive and timely. They answered questions and explained expectations and timelines well.
Reply from Todd Johnson
April 22nd, 2024 03:29 PM
Thank you for sharing your positive experience with us, Amanda! Ensuring our clients understand the process and timelines is a top priority for us. We appreciate your 5-star rating!
Very smooth process, good communication, and very professional
Reply from Todd Johnson
April 22nd, 2024 03:30 PM
Thank you Daniel for the kinds words. Hope you're enjoying your new home.
Todd was fantastic! He was extremely helpful and gave excellent guidance.
Reply from Todd Johnson
April 22nd, 2024 04:47 PM
Thanks Brad! Hope the renovations are going well.
For a first time home buyer Todd and his team made process super easy. Answer any questions I had, and was very knowledgeable.
Reply from Todd Johnson
April 22nd, 2024 04:49 PM
We love helping our clients transition from being a renter to becoming homeowners. Thank you Jordan for trusting me & my team.
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About
Envoy Mortgage is an Equal Housing Lender.
Envoy Mortgage, Ltd. NMLS ID #6666
(www.nmlsconsumeraccess.org)
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA Streamline Refinance
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Education
- University of KentuckyMaster of Business Administration (MBA)

- Murray State UniversityBachelors in Finance

Positions
- Envoy Mortgage - Director of Investment LendingNov 1st, 2010 - Current
Memberships
- Mortgage Bankers Association
- Greater Louisville Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 101940
Awards
Achievements
- Best Place to Work in Louisville - 3 time winner
- Best Place to Work in Kentucky by the Kentucky Chamber of Commerce - ranked #1 in 2022
Hobbies
- Real Estate Investing
- Basketball & Golf
- Traveling
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Disclaimer

©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
952 Echo Lane, Suite 190 Houston, TX, 77024
(877) 232-2461 or (713) 977-8005
Envoy Mortgage's Legal and Licensing Information