

Todd Merritt at CrossCountry Mortgage
Originating Branch Manager | NMLS #316072

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Franklin, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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You guys answered every question we had and made it a great experience
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Congratulations on this big life decision! We hope to work with you again in the future.
Todd and his team are extremely professional, and made the entire loan process effortless from start to finish ! A pleasure to work with and will definitely call for any future loans
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
These people worked with me after hours that made it personal and I respect that
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Congratulations on this big life decision! We hope to work with you again in the future.
Todd was amazing and very responsive! He made a stressful time pretty easy. He worked with our wants and needs, making the numbers work to fit our needs. Reuben was also very great and responsive with the underwriting and closing processes.
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
Todd worked hard and was diligent in finding us the product that fit our needs. He was very patient answering all of our questions throughout the loan process.
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
Streamlined
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for your feedback. If there is anything we can do to improve, please let us know.
Todd was able to get a difficult loan closed and funded. He is knowledgeable and dedicated. Always a great experience.
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Always a pleasure working with you, Megan. Thank you for trusting me and my team. We appreciate you very much!
The detailed information and keeping me informed throughout the process.
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
Todd is an expert at his craft, very responsive and explains the entire process extremely well. He made me feel at ease from start to finish of my loan.
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
Todd and his teams communication is on point. They helped make our jobs easier and seamless.
Reply from Todd Merritt at CrossCountry Mortga...
April 3rd, 2026 01:23 PM
We appreciate you, Dave and Kristi and Justin. Teamwork makes the dream work. You guys are awesome!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Franklin, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #316072 | Branch NMLS #2822340
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Bridge Loans
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Investor Mortgages
Home Equity Loan
Bank Statement Loans
Specialities
First Time Home Buyers
Investors
Non-QM Financing
HELOC
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Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- 316072
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095