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Todd Merritt at CrossCountry Mortgage - Originating Branch Manager | NMLS #316072 in Franklin, TN

Todd Merritt at CrossCountry Mortgage

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Originating Branch Manager | NMLS #316072

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Franklin, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Reviews from Web
  • Encompass
    K
    Katherine Z
    Smyrna, TN
    Posted on September 2nd, 2025 12:09 PM
    You guys answered every question we had and made it a great experience
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    Congratulations on this big life decision! We hope to work with you again in the future.
  • Encompass
    J
    John L T
    Naperville, IL
    Posted on August 22nd, 2025 01:23 PM
    Todd and his team are extremely professional, and made the entire loan process effortless from start to finish ! A pleasure to work with and will definitely call for any future loans
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    T
    Troy C
    Milwaukee, WI
    Posted on August 18th, 2025 04:43 PM
    These people worked with me after hours that made it personal and I respect that
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    Congratulations on this big life decision! We hope to work with you again in the future.
  • Encompass
    A
    Adora R J
    Hanover Park, IL
    Posted on July 30th, 2025 02:33 PM
    Todd was amazing and very responsive! He made a stressful time pretty easy. He worked with our wants and needs, making the numbers work to fit our needs. Reuben was also very great and responsive with the underwriting and closing processes.
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    J
    Jaime W
    Thompsons Station, TN
    Posted on July 27th, 2025 12:29 PM
    Todd worked hard and was diligent in finding us the product that fit our needs. He was very patient answering all of our questions throughout the loan process.
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    Thank you so much for trusting us with such an important step! We are honored that you chose us as your team.
  • Encompass
    M
    Michael A K
    Shelbyville, TN
    Posted on July 19th, 2025 12:04 AM
    Streamlined
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    Thank you for your feedback. If there is anything we can do to improve, please let us know.
  • Encompass
    M
    Megan R
    Highland Park, IL
    Posted on July 7th, 2025 12:38 PM
    Todd was able to get a difficult loan closed and funded. He is knowledgeable and dedicated. Always a great experience.
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    Always a pleasure working with you, Megan. Thank you for trusting me and my team. We appreciate you very much!
  • Encompass
    C
    Cynthia D B
    Smyrna, TN
    Posted on June 23rd, 2025 10:37 PM
    The detailed information and keeping me informed throughout the process.
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.
  • Encompass
    B
    Brock K
    Mokena, IL
    Posted on June 19th, 2025 01:27 PM
    Todd is an expert at his craft, very responsive and explains the entire process extremely well. He made me feel at ease from start to finish of my loan.
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.
  • Encompass
    D
    Dave G
    Dickson, TN
    Posted on June 13th, 2025 06:42 PM
    Todd and his teams communication is on point. They helped make our jobs easier and seamless.
    Reply from Todd Merritt at CrossCountry Mortga...
    April 3rd, 2026 01:23 PM
    We appreciate you, Dave and Kristi and Justin. Teamwork makes the dream work. You guys are awesome!
  • 31–40 of 490
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Franklin, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #316072 | Branch NMLS #2822340
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Bridge Loans
    Fixed Rate Mortgages
    DSCR Loans
    Cash-Out Refinances
    Investor Mortgages
    Home Equity Loan
    Bank Statement Loans
    Specialities
    First Time Home Buyers
    Investors
    Non-QM Financing
    HELOC
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    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 316072
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS