
Toby Thurman
Senior Loan Originator | NMLS# 243190

It’s hard to find someone with more experience than Toby. He is a native Texan and has been in the Mortgage & Real Estate Industry in the Austin area since 1986. He has been in the mortgage business since 2000. Before that, he was the Owner... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours(Open now)
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Reviews from Web
Working with Toby on our refinance was a great experience. He answered text and questions even during off hours and was very responsive. I would recommend Toby for all your mortgage needs refinance or resales. He is well versed in this industry...
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Toby is a great and extremely knowledgeable mortgage professional. He explains the whole process and what to expect along the way. Fantastic communication. I would recommend Toby to anyone looking for a new mortgage or refinance.
I have had the pleasure of working with Toby on many transactions over the years. My clients always closed with smiles on their faces, not just because of the outstanding service he provided, but also because of his dedication, honesty and...
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Toby made it seamless from beginning to end! I had step by step emails moving me through the processing of paperwork. Toby, an incredible communicator, was able to explain even the most intricate parts of the mortgage refinance process. To...
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Toby was great to work with during my refinance. He answered all my questions (and there were A LOT), quickly and efficiently. He provided clear information on what documents I needed to gather and I felt very prepared due to go through the...
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Toby was always available to answer any questions I had which was very comforting, especially for a first time home owner! His customer service is amazing! Would highly recommend!
Toby is the best !!!
Toby goes the extra mile for me and my clients, he truly cares about what he does and helping people dream of buying a home such a wonderful experience.
Consistent and detailed communication! Attended the closing to ensure that everything was executed up to the very end. He made my clients feel very comfortable throughout the process and even touched base with them in between just to make sure...
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Toby's 30+ years experience in Mortgage, Title and Real Estate makes him a rare find! He's so easy to work with and keeps all parties up to date with constant communications. His customer service to his Realtors and their clients is exceptional....
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About
It’s hard to find someone with more experience than Toby. He is a native Texan and has been in the Mortgage & Real Estate Industry in the Austin area since 1986. He has been in the mortgage business since 2000. Before that, he was the Owner/President of Gracy Title Co. and previously held a Real Estate License.
His motto is “If I am awake, I am available”. He has built his reputation on his availability, response time, communication with all parties, and “Listening” to his client’s needs, goals and wishes. He takes every client’s transaction personally and promises to treat you as if you were family. He will be your advocate and use his creativity to provide you with the best loan that is custom designed for your needs and situation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Home Mortgages
Home Loans
Refinance
Cash Out Refinance
Home Equity Loans
Home Purchase Loans
New Construction Loans
First Time Home Buyer Loans
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Memberships
- Austin Mortgage Bankers Association
- Austin Board of Realtors
- Downtown Austin Alliance Board
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 243190
Hobbies
- Golf
- Running
- Movies
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Disclaimer
ENCOMPASS LENDING GROUP, LP is licensed under the laws of the State of Texas and by State Law is subject to regulatory oversight by The Texas Department of Savings and Mortgage Lending. NMLS Consumer Access #292897
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Licenses
Privacy Policy
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
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