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Toby Thurman - Senior Loan Originator | NMLS# 243190 in Cedar Park, TX

Toby Thurman

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Senior Loan Originator | NMLS# 243190

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It’s hard to find someone with more experience than Toby. He is a native Texan and has been in the Mortgage & Real Estate Industry in the Austin area since 1986. He has been in the mortgage business since 2000. Before that, he was the Owner... Show More
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Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours(Open now)
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Reviews from Web
  • Persona migrate unverified
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    Cate
    Posted on September 15th, 2020 07:11 PM
    Working with Toby on our refinance was a great experience. He answered text and questions even during off hours and was very responsive. I would recommend Toby for all your mortgage needs refinance or resales. He is well versed in this industry...
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    Charles W
    Leander, TX
    Posted on September 15th, 2020 06:21 PM
    Toby is a great and extremely knowledgeable mortgage professional. He explains the whole process and what to expect along the way. Fantastic communication. I would recommend Toby to anyone looking for a new mortgage or refinance.
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    Cecilia H
    Posted on July 21st, 2020 10:23 PM
    I have had the pleasure of working with Toby on many transactions over the years. My clients always closed with smiles on their faces, not just because of the outstanding service he provided, but also because of his dedication, honesty and...
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    Angela F
    Posted on July 21st, 2020 06:24 PM
    Toby made it seamless from beginning to end! I had step by step emails moving me through the processing of paperwork. Toby, an incredible communicator, was able to explain even the most intricate parts of the mortgage refinance process. To...
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    Kristi R
    Posted on July 20th, 2020 07:38 PM
    Toby was great to work with during my refinance. He answered all my questions (and there were A LOT), quickly and efficiently. He provided clear information on what documents I needed to gather and I felt very prepared due to go through the...
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    Jennifer Y
    Posted on July 20th, 2020 01:55 PM
    Toby was always available to answer any questions I had which was very comforting, especially for a first time home owner! His customer service is amazing! Would highly recommend!
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    Susan L
    Posted on July 18th, 2020 10:37 PM
    Toby is the best !!!
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    Isaiah T
    Posted on July 17th, 2020 05:01 PM
    Toby goes the extra mile for me and my clients, he truly cares about what he does and helping people dream of buying a home such a wonderful experience.
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    Jazz L
    Posted on July 17th, 2020 04:10 PM
    Consistent and detailed communication! Attended the closing to ensure that everything was executed up to the very end. He made my clients feel very comfortable throughout the process and even touched base with them in between just to make sure...
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    Margie T
    Posted on July 16th, 2020 06:28 PM
    Toby's 30+ years experience in Mortgage, Title and Real Estate makes him a rare find! He's so easy to work with and keeps all parties up to date with constant communications. His customer service to his Realtors and their clients is exceptional....
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    About
    It’s hard to find someone with more experience than Toby. He is a native Texan and has been in the Mortgage & Real Estate Industry in the Austin area since 1986. He has been in the mortgage business since 2000. Before that, he was the Owner/President of Gracy Title Co. and previously held a Real Estate License. His motto is “If I am awake, I am available”. He has built his reputation on his availability, response time, communication with all parties, and “Listening” to his client’s needs, goals and wishes. He takes every client’s transaction personally and promises to treat you as if you were family. He will be your advocate and use his creativity to provide you with the best loan that is custom designed for your needs and situation.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Home Mortgages
    Home Loans
    Refinance
    Cash Out Refinance
    Home Equity Loans
    Home Purchase Loans
    New Construction Loans
    First Time Home Buyer Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Austin Mortgage Bankers Association
    • Austin Board of Realtors
    • Downtown Austin Alliance Board
    • View All
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 243190
    Hobbies
    • Golf
    • Running
    • Movies
    • View All
    Disclaimer
    ENCOMPASS LENDING GROUP, LP is licensed under the laws of the State of Texas and by State Law is subject to regulatory oversight by The Texas Department of Savings and Mortgage Lending. NMLS Consumer Access #292897 CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. Licenses Privacy Policy Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act Image