Tim Silva
Loan Officer | NMLS # 234300
Hi! I am Tim Silva! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 1 PM
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Reviews from Web
Tim was extremely helpful and communicated each step of the process from start to finish. When you’re working with Tim you can tell he cares about helping you and finding you a loan that’s right for you. I will continue working with him for...
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Reply from Tim Silva
March 15th, 2024 05:56 PM
Thank you so much for your kind words, Brittany. I'm thrilled to hear that you had a positive experience with your loan purchase. It's my number one priority to ensure that every client is well-informed and comfortable throughout the entire...
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Tim Silva has received a review with 5 star rating from Patty N
Reply from Owner
July 25th, 2024 12:37 AM
I'm thrilled to hear that you've had a positive experience with me at Golden Empire Mortgage, Inc., Patty. Your 5-star rating means a lot! My aim is to always provide top-notch service and I'm glad to know I hit the mark with you. If you need...
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Tim was great to work with. He kept us up to date with everything going on. He was honest, genuine and he cared about us.
Reply from Tim Silva
January 3rd, 2024 06:17 PM
Thank you, Patricia. You and Paul worked hard to make this happen. Enjoy your new home.
Tim Silva has received a review with 5 star rating from Jeri W
Reply from Owner
August 1st, 2024 12:40 AM
It was a pleasure helping you with your mortgage needs, Jeri. Thank you for the 5 star review! If you have any further questions or needs, don't hesitate to reach out. Thank you for your trust and your business.
Tim Silva
Tim was here for my concerns and questions pertaining to all parts of the sale. Tim said that he is here for any questions pertaining to the sale of my home. Thank you Tim.
Reply from Tim Silva
January 3rd, 2024 06:18 PM
I'm glad to hear that you had a positive experience with me during your home sale process. Your questions and concerns are always valid and addressing them is my top priority. I appreciate your kind words and the time you took to leave a review....
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Overall experience was efficient and made buying a home a little easier. Great help and knowledge from staff
Reply from Tim Silva
July 31st, 2024 06:43 PM
I'm thrilled to hear that you found the home buying process to be a bit easier with our assistance, Leticia! Thank you for taking the time to share your experience and for giving us a 5-star rating. Remember, we're here if you ever need anything...
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Amazing experience! So happy we went with Gem Mortgage. Would recommend to all.
Reply from Owner
August 1st, 2024 12:40 AM
I'm happy to hear you had an amazing experience with us at Golden Empire Mortgage, David! Your recommendation means a lot to us. Thank you for the excellent rating - it's wonderful to know that our efforts met your expectations. Looking forward...
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Tim was always professional in helping us find a home. Never once pressured us to go with him as a lender and he always communicated through the process. 10/10 experience
Reply from Tim Silva
July 31st, 2024 06:46 PM
Thank you David for the great review, I am happy that you had a positive experience with us and look forward to working with you in the future. If you have any questions feel free to reach out!
Tim Silva
very great communication
Reply from Tim Silva
July 31st, 2024 06:48 PM
I am very happy that you had a great experience, and thank you for the complement about communication, we try our best to make sure you are informed about the loan process. It was a pleasure to assist you with your loan, and we look forward...
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Tim Silva, was extremely helpful! Very good Communication. Showed me alot and helped me understand things. Help me find the best possible choices! I would highly recommend him Definitely! Professional and friendly.
Reply from Owner
August 1st, 2024 12:40 AM
I'm really glad to hear you had such a positive experience! It was my pleasure to provide you with the guidance and knowledge to make the best choices for your situation. I strive to make every interaction as professional and friendly as possible,...
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About
Hi! I am Tim Silva! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Purchase
Refinance
Reverse Mortgage
FHA
VA
Conventional
USDA
Down Payment Assistance
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Positions
- Golden Empire Mortgage - Manager Barstow BranchAug 1st, 1995 - Current
Memberships
- Barstow Chamber of Commerce
- Barstow Optimist
- High Desert Association of Realtors / HDAOR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234300
Gallery
Achievements
- Golden Empire Mortgage, President's Circle.
- Barstow Association of Realtors, Twice, Affiliate of the Year.
- Barstow Police Department, Medal of Excellence.
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Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."