

Tim Silva
Loan Officer | NMLS # 234300

Hi! I am Tim Silva! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
8 AM to 1 PM
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Reviews from Web
Answered any questions we had and made the process go smoothly
Tim Silva has received a review with 5 star rating from Joe J
From the very start we were treated with respect and the staff was very informative very helpful and walked us through every step that we needed or that we couldn't understand Mr Silva is probably the best financial expert I have ever met we...
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Great team.
You made the process very smooth and professional. Very quick as well. Thank you.
The team was very knowledgeable and had exceptional patience throughout the whole process. Especially Tim Silva.
In today's world where everything is electronic there are still times where you want to talk to someone over the phone or in person. Gem Mortgage in Barstow is both up to date with technology but still traditional with the person to person...
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Tim, Kim , and Kammy were great to work with. If we had any questions they were quick to repsond and with kindess. Great company I highly reccomend them to any and all mortgage needs.
In a word… Everything! You kept it very simple to understand, especially with my having to deal with my recovering from a medical emergency. Your whole staff did an outstanding job. Thanks!
I would recommend Gem Mortgage to anyone looking to buy a house. They are outstanding.
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About
Hi! I am Tim Silva! Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Golden Empire Mortgage you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Purchase
Refinance
Reverse Mortgage
FHA
VA
Conventional
USDA
Down Payment Assistance
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Positions
- Golden Empire Mortgage - Manager Barstow BranchAug 1st, 1995 - Current
Memberships
- Barstow Chamber of Commerce
- Barstow Optimist
- High Desert Association of Realtors / HDAOR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 234300
Gallery



Achievements
- Golden Empire Mortgage, President's Circle.
- Barstow Association of Realtors, Twice, Affiliate of the Year.
- Barstow Police Department, Medal of Excellence.
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Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."