

Tim Oddo
Reverse Mortgage Advisor | NMLS # 302667

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Tim was very professional but soon became a friend. He’s knowledgeable and communicates with you to keep you updated all through the process. He goes the extra mile. He cares about you as a friend would. I would highly recommend him if you’re...
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Tim Oddo was wonderful to work with For both our original reverse mortgage and our refinance. He provides excellent customer care. We highly recommend him.
Not having a mortgage payments and Being able to do more things around the house and I’m going places
Close communication and timely response and explanation through the entire process.
Made us feel comfortable and confident we were making the correct choice.
We had a positive experience and lots of support from Tim to help decide and go forward with our Reverse Mortgage. We were impressed with the many communications and updates Tim provided during the process. Even with Covid 19 restrictions we...
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Mr. Oddo was exceptional in everything he did, especially in communicating each step and requirements during the process. It actually made the process easy, as you know trying to get a loan, requires piles of paperwork, and forms from all over...
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Tim Oddo is extremely knowledgeable, trustworthy, customer service oriented and professional. It was a great pleasure working with him on both our first and, more recently, our refinanced reverse mortgage. We suggest that persons who qualify...
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Reply from Owner
June 16th, 2020 08:08 PM
Thanks Susan, it was a pleasure working with you and Alan again on a reverse mortgage. I appreciate your trust and our friendship. Tim
My lending agent, Tim Oddo gave excellent customer service, was available to answer all questions and concerns. Explained everything thoroughly. He was able to expedite the appraisal and closing, even during the pandemic! He made everything...
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Reply from Owner
June 8th, 2020 02:46 PM
Thank you Padge! I enjoyed helping you throughout this process, you always had great questions - I'm excited for you and the home-improvements you have planned for your home. Best of luck - Tim
Several years ago, our financial advisor indicated that we should consider a reverse mortgage. We decided we should look into since we were considering downsizing and eliminating our existing mortgage payment. We were fortunate to be introduced...
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Reply from Owner
June 8th, 2020 02:44 PM
Thanks so much Elaine, it was a pleasure helping you and Ed to purchase your new home with a reverse mortgage. I know that it will give you more financial freedom now and into the future! Thanks again - Tim
Our family was very leery of a reverse mortgage. Our 86 year-old mother wanted to stay in her home but she needed full-time Medical Care. We looked into other options when an acquaintance recommended Tim. Not only did he answer all of our questions...
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Reply from Owner
May 13th, 2020 10:19 PM
Cathy thanks so much! It was a pleasure helping your mom with this loan that will enable her to stay in her beautiful home. Thanks again for all of your help throughout this process.
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Mortgage Loan Officer
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Licenses
- NMLS # 302667
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Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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