

Tim Oddo
Reverse Mortgage Advisor | NMLS # 302667

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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The entire staff and of course Tim and his incredible knowledge with reverse mortgages.
Reply from Tim Oddo
August 13th, 2024 05:16 PM
I'm thrilled to hear you had such a positive experience with Luminate Home Loans, Kim. It was a pleasure helping you understand and navigate the process of a reverse mortgage. Your kind words and wonderful review truly made my day. Thank you...
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Reverse mortgage purchase with Tim Oddo and team is an excellent option for the right person! He was on top of it and wonderful to work with!
Reply from Owner
March 12th, 2024 04:11 PM
Thanks Jessica - it was a pleasure working with you and your team!
Tim & his staff are extremely responsive, answering all our questions quickly and clearly. They're fast, too, the whole process only took about 3 weeks. We always knew what was expected of us, and what the next steps would be. Great experience!...
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Reply from Owner
February 14th, 2024 04:00 PM
Thank you Karen & Marc! It was a pleasure helping you throughout this process. Congrats on this next chapter in your life! Tim
We worked with Tim Oddo and his team to obtain a reverse mortgage for our mom. Reverse mortgages in the past, were considered a "bad thing" and we were always told to "not do it" and "they'll take your home away". This simply is NOT the case....
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Reply from Owner
January 11th, 2024 06:12 PM
Thanks Jean! It was a pleasure working with you and Jeff to help your mom with a Reverse Mortgage. What a tool - so happy for Jo and the financial flexibility this will allow her.
Tim and Diamond were always there to answere any questions I had. They were very friendly and helpful. Which made the procedure go smoothly.
Reply from Tim Oddo
August 19th, 2024 05:50 PM
I'm thrilled to hear that you had a positive experience with us, Jo! I'm glad that Diamond and I were able to assist you effectively and make the process smooth for you. Your feedback is greatly appreciated. Don't hesitate to reach out if you...
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Tim and Diamond are knowledgeable professionals. They worked well as a team,so I always got real time status updates and never felt like I wasn't in the loop.They delivered the closing amazingly fast with a suprisingly small amout of paperwork...
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Reply from Owner
January 9th, 2024 04:16 PM
Thanks Thomas! It was a pleasure working with you - congrats on this next chapter in your life. Tim
I would recommend Tim Oddo to anyone considering a reverse mortgage. Tim was available to me from the start to the closing. Tim is the go-to person for this type of mortgage.
Reply from Owner
December 12th, 2023 07:02 PM
Thank you Blaine! It was a pleasure getting to know you and helping you with your Reverse Mortgage.
Very informative! Tim knows what he's talking about.
Reply from Owner
December 8th, 2023 06:29 PM
Thanks for attending my Reverse Mortgage class Ted!
As a realtor, continues education is very important to me. Today I got a chance to listen to Tim's presentation on reverse mortgages and let me tell you...it was time well spent. Not only he answered all of my questions but cleared every misconception...
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Reply from Owner
November 8th, 2023 09:47 PM
Thank you Ania!! We enjoyed having you in our class - and can't wait to work with you and your clients in the future. Tim
Tim Oddo and his team were simply exceptional. There were some unexpected obstacles on the path to my friend's reverse mortgage, and Tim tackled and solved each one with skill and resourcefulness. Throughout the process, all of our phone calls...
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Reply from Owner
November 6th, 2023 10:31 PM
Amy - thanks for your wonderful review. It means a lot to us to help our clients figure out the best financial solutions, I'm so glad we were able to get this loan closed for Lee. I know this is a huge financial burden lifted from her. Thanks...
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At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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- NMLS # 302667
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Luminate Bank is an Equal Housing Lender | Member FDIC
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2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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