Tim McDermott
Loan Originator
Tim McDermott is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Kno... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM(Open now)
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
From the first phone call and through all the process, Tim McDermott was phenomenal; never tired tot alk me no matter what time of the day, made sure he answered all my questions, so professional, so knowledgeable the list goes on... You can...
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Reply from Tim McDermott
July 3rd, 2026 05:11 PM
Rene, I appreciate your wonderful feedback and am pleased to know that you had a positive experience with me. It's great to hear that I was able to answer your questions and assist you throughout the process. Thank you for your kind words and...
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Tim was there every step of the way helping me and would answer phone calls when i needed to ask a question . he mad the process quick and easy if it wasnt for him working with me i dont think i would hace bought my first house . 100% would...
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Reply from Tim McDermott
June 16th, 2026 02:03 PM
Zachary, I'm grateful for your kind words and am pleased to hear that I could help make the process quick and easy for you. It's wonderful to know that I played a part in your journey to buying your first home. Thank you for recommending both...
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Tim was great to work with throughout the entire transaction. He was responsive, knowledgeable, and helped ensure everything stayed on track from contract to closing. Tim was always available to answer questions and worked hard to provide a...
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Reply from Tim McDermott
June 15th, 2026 06:19 PM
Ashlee, I appreciate your kind words and am glad to hear that you found my responsiveness and knowledge helpful throughout the transaction. It's great to know that the process was smooth for our mutual clients. I, too, look forward to collaborating...
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Tim was amazing throughout the entire process. He worked hard for us day and night, even into the late night...it was never too late to talk to him. We had constant communication with him and he made sure everything went as smoothly as it could....
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Reply from Tim McDermott
June 5th, 2026 02:26 PM
Thank you Michael! It was a pleasure working with you and I look forward to staying in touch.
He is very trustworthy man
Reply from Tim McDermott
February 12th, 2026 02:22 PM
Thank you for the compliment, Celestina. I'm glad that you found me trustworthy during the process. If you have any more feedback or need further assistance, feel free to reach out.
When a loan is listed as a 15 days to close loan on your website and the borrower is trying to close before the end of the year for tax reasons, make sure to process the loan from the start and not hold it for a month, until the Christmas break...
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Reply from Tim McDermott
February 7th, 2026 02:33 PM
Tony, I appreciate your feedback. I apologize for the delay in processing your loan and understand the importance of timing, especially when trying to close before year-end. I'm glad to hear that aside from this issue, everything went well...
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Tim was there to help me understand everything every step of the way. His patience, dedication and expertise made this possible. Thanks Tim!
Reply from Tim McDermott
December 23rd, 2025 03:46 PM
Your kind words mean a lot, Jose. I'm glad I could assist you in understanding the process and that my patience and dedication were helpful to you. Thank you for trusting me with your mortgage needs.
Very easy, straightforward, and made a usually confusing process sumple to understand!
Reply from Tim McDermott
December 10th, 2025 03:25 PM
Thank you so much for the kind words! I really enjoyed working with you and look forward to staying in touch :)
Tim was great! He was prompt, professional and answered all of questions.
Reply from Tim McDermott
November 27th, 2025 02:32 PM
I'm pleased that you found my assistance prompt and professional, Arielle. Answering your questions and ensuring you felt supported was my priority. Thank you for sharing your experience!
Everyone was so helpful, and Tim made sure I understood things along the way. It was an incredible experience!
Reply from Tim McDermott
October 24th, 2025 03:15 PM
It’s rewarding to know that you had such a positive experience, Nicole. Helping you understand each step of the process was important to me. Thank you for your feedback!
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About
Tim McDermott is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known for responsive communication and expert guidance, Tim leverages cutting-edge technology to streamline the loan process. From application to closing, he prioritizes care, efficiency, and a stress-free experience. Home is where the best part of life happens, and you want it to be perfect. So, when you find it – the perfect home – Tim will help you find the perfect mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Specialities
Conventional Loans
FHA Loan
Construction Loan
USDA Loans
Homebuyer Assistance
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Memberships
- West Volusia Realtors Association
- New Smyrna Beach Realtors Association
- NMLS 2187552
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #2187552
Awards
Achievements
- 2015 Store of The Year
- 2016 Store of The Year
- 2016 Sales Volume Award
Hobbies
- Cruises
- Concerts
- Basketball
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Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions