Tim McDermott
Loan Originator
Tim McDermott is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Kno... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM(Open now)
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
Tim, Thank you for your professionalism, communication, and hard work throughout this transaction. You went above and beyond to help make everything go smoothly. It was truly a pleasure working with you! Michele S. Gordon Realtor® S&B Realty...
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Reply from Tim McDermott
October 6th, 2026 06:28 PM
Michele, I truly appreciate your kind words. It was a pleasure working with you as well, and I'm glad I could contribute to a smooth transaction. At Waterstone Mortgage, we strive to provide excellent service, and feedback like yours means...
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Tim was very helpful , gave us lots of information and found us the perfect loans for our needs and qualifications
Reply from Tim McDermott
October 6th, 2026 04:19 PM
Kimberly, I'm happy to hear that I could provide you with the information you needed and help find the perfect loan for your needs. At Waterstone Mortgage, ensuring a good fit for your qualifications is always our goal.
They helped me find the right loan for my situation.
Reply from Tim McDermott
August 28th, 2026 01:38 PM
Mary, I'm glad to hear that I was able to help you find the right loan for your situation. I appreciate your feedback and am always here to assist with any future needs.
Tim is easy to talk to and did what he could do within his powers. Once I got to the underwriting stage, it was, alot. Tim helped me through it the best he could and we eventually got there.
Reply from Tim McDermott
August 13th, 2026 04:28 PM
Thank you, Lee! And thank you for trusting me to help you through the homebuying experience! I look forward to staying in touch.
Loved how Tim prepared me for the process. He was great!
Reply from Tim McDermott
August 6th, 2026 10:39 PM
Thank you Tina! I look forward to seeing how the build goes :)
Tim has been very thorough and responsive to questions throughout the process. He walked us through every step of the way!
Reply from Tim McDermott
August 6th, 2026 03:44 PM
Amber, thank you for your kind words. I'm pleased to hear that my thoroughness and responsiveness were helpful to you throughout the process. It was a pleasure to guide you every step of the way!
Tim is great! His diligence, patience, and amazing support eased my anxiety and made me confident in my choice of home. All in all, Tim is as awesome as an alien playing pickleball after finding a four-leaf clover.
Reply from Tim McDermott
August 3rd, 2026 12:25 PM
Lenicha, I appreciate your kind and creative words! I'm glad to know that my diligence and support helped ease your anxiety and boost your confidence in choosing your home. Thank you for sharing such a fun and positive comparison!
Tim is amazing! He finds a way no matter how complex the deal is. He is my #1 lender referral to my clients!
Reply from Tim McDermott
July 23rd, 2026 01:26 PM
Traci, I'm grateful for your trust and for making me your top lender referral. I'm happy to know that my efforts in handling complex deals have been beneficial for you and your clients. Thank you for the kind words and support!
Tim was highly knowledgeable, an educator who took the time to explain things at a fundamenta/rudimentary leve. He's concise and always thinks of ways to map out a gameplan and execution when it comes to closing on a propert.
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Reply from Tim McDermott
July 13th, 2026 07:55 PM
Andre, I appreciate your feedback and am glad to hear that my approach to explaining the process and creating a clear game plan was helpful for you. It's important to me that my clients feel informed and supported throughout the property closing...
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Tim was professional, knowledgeable, and attentive throughout the entire process. He truly understands the importance of customer service, consistent follow-up, and providing regular weekly updates. We just closed on a home for a first-time...
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Reply from Tim McDermott
July 10th, 2026 12:37 PM
Jennifer, I'm grateful for your kind words and am pleased to hear that I could make the experience smooth and stress-free for you and the first-time buyer. It's great to know that my approach to customer service and consistent updates was helpful....
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About
Tim McDermott is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known for responsive communication and expert guidance, Tim leverages cutting-edge technology to streamline the loan process. From application to closing, he prioritizes care, efficiency, and a stress-free experience. Home is where the best part of life happens, and you want it to be perfect. So, when you find it – the perfect home – Tim will help you find the perfect mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Specialities
Conventional Loans
FHA Loan
Construction Loan
USDA Loans
Homebuyer Assistance
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Memberships
- West Volusia Realtors Association
- New Smyrna Beach Realtors Association
- NMLS 2187552
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #2187552
Awards
Achievements
- 2015 Store of The Year
- 2016 Store of The Year
- 2016 Sales Volume Award
Hobbies
- Cruises
- Concerts
- Basketball
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Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions