Tim Concepcion
Senior Mortgage Specialist
Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Very knowledgeable, gave good advice, very informative, very customer friendly.
Reply from Tim Concepcion
September 18th, 2025 05:03 PM
I appreciate your positive feedback, Barbara. I'm glad to hear that you found the advice and information helpful. Providing a friendly and knowledgeable experience is important to me. If you have any further questions or need assistance, please...
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Tim made things easy and everything was very quick
Reply from Tim Concepcion
September 15th, 2025 10:14 PM
It's great to know you found the process easy and efficient, Lisa. I always strive to ensure a quick and smooth experience for my clients. Should you have any questions or need further assistance, please don't hesitate to reach out.
I did not really understand the process. So I felt tricked. I thought I would be paying off the garage door like a usual payoff/then payments. But I got a 40,000 loan and I did not really want that. That is a second mortgage and lien on my...
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Reply from Tim Concepcion
September 15th, 2025 07:09 PM
I apologize for any confusion or frustration you experienced, Celeste. It’s important to me that clients fully understand the terms and conditions of their financial arrangements. I regret that this was not your experience, and I appreciate...
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The communication. I was in communication with Tim throughout my loan processing as well as the others notifyng me through email or telephone.
Reply from Tim Concepcion
September 13th, 2025 12:11 AM
I'm glad that the communication during your loan processing met your expectations, Loyce. Keeping you informed through different channels is something I prioritize to make the process smoother. If there's anything else you need or additional...
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It was a very smooth process.
Reply from Tim Concepcion
September 8th, 2025 02:04 PM
I'm pleased to hear that the process went smoothly for you, Eva. Ensuring a seamless experience is always a priority for me. If there's anything else you need or further assistance required, don't hesitate to get in touch.
I had a terrific friendly professional experience with Tim Concepcion. He was always available for any questions or situations that I had during this process. I would highly recommend Tim Concepcion for anyone looking for a straight forward...
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Reply from Tim Concepcion
September 5th, 2025 04:15 PM
It's wonderful to hear you had a positive experience, Adrian. Being accessible and ensuring a clear, professional process is important to me, so I'm glad I could assist you effectively. Thank you for your recommendation. If there's anything...
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Great service/explaing everything step buy step/anwers all my questions
Reply from Tim Concepcion
August 31st, 2025 10:18 AM
I appreciate your feedback, Manjit. I'm glad to hear that you found the service and explanations thorough and clear. It's important to me to ensure all your questions are answered and that you feel informed every step of the way. If you have...
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Friendly and relatively fast
Reply from Tim Concepcion
August 29th, 2025 06:39 PM
I'm glad to hear that you found the process friendly and efficient, Harold. It's important to me to provide timely assistance while ensuring a pleasant experience. If you have any more feedback or need further help, please feel free to reach...
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Working with Tim was an absolute pleasure. He was friendly and very helpful!
Reply from Tim Concepcion
August 28th, 2025 02:54 PM
Thank you for your kind words, Anastasia. I'm so pleased to hear that you found working with me to be a pleasure. Being friendly and helpful is important to me, and it's great to know that this was your experience. If there's anything else...
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Tim was professional and friendly and was easy to reach
Everything was done in a timely manner
Reply from Tim Concepcion
August 26th, 2025 11:26 AM
Thank you, Shanna, for taking the time to share your experience. I'm pleased to hear that you found my approach professional and friendly. Ensuring everything is handled promptly is important to me, and I'm glad you felt it was. If you have...
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About
Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by one goal: delivering an exceptional customer experience.
We have built a process that is fast, transparent, and easy to understand, ensuring clarity and confidence at every step. The result is lasting relationships built on trust, performance, and consistency.
Products & Services
Mortgage Loan Officer
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Mortgage REFI's
Cash-Out loans
HELOC's
Home Purchase loans
Debt-consolidation
Financial Planning
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Year Started
2024
Time Zone
Pacific Standard Time (PST)
Disclaimer
GoodLeap, LLC. 8781 Sierra College, Roseville, CA 95661, 844-227-2489, NMLS #30336. www.nmlsconsumeraccess.com. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #4170047. Arizona Mortgage Banker License #0935960. Nevada –Nevada Mortgage Company License #4260. Oregon –Oregon Mortgage Lender License #ML-3256. Texas –Texas SML Residential Mortgage Loan Servicer Registration NMLS# 30336, Mortgage Banker Registration NMLS# 30336. Washington –LLC NMLS ID #30336 Washington Consumer Loan Company License #CL-30336. Florida- Florida Mortgage Lender Servicer License # MLD898. Colorado –Regulated by the Division of Real Estate. Mortgage Company Registration. Alabama -Alabama Consumer Credit License #22277. Idaho –Idaho Mortgage Broker/Lender License # MLB-8279. For a list of additional approved states we are licensed in see https://goodleap.com/licenses.