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Tim Concepcion - Senior Mortgage Specialist in Roseville, CA

Tim Concepcion

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Senior Mortgage Specialist

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Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Overall Ratings
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5 Star
91%
4 Star
8%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    S
    Sheri A C
    STILLWATER, MN
    Posted on January 23rd, 2026 12:23 AM
    It was very easy to upload needed documents and the process went very fast.
    Reply from Tim Concepcion
    January 30th, 2026 04:35 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • Encompass
    J
    Jushiel D
    PANORAMA CITY, CA
    Posted on January 19th, 2026 06:41 PM
    Tim made it Great
    Reply from Tim Concepcion
    January 26th, 2026 06:42 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
    C
    Carolyn S D
    ELK GROVE, CA
    Posted on January 15th, 2026 03:16 PM
    Tim and Miranda were very personable and answered all my questions. I felt seen and heard. They were very professional and kept me informed the whole way. very helpful in every way.
    Reply from Tim Concepcion
    January 22nd, 2026 03:17 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • Encompass
    M
    Monica A D
    EL MIRAGE, AZ
    Posted on January 8th, 2026 04:00 PM
    Everyone on the Goodleap team was professional, but friendly, very knowledgeable and low pressure. The whole process went like clockwork!
    Reply from Tim Concepcion
    January 15th, 2026 04:00 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
    A
    Amy T
    YORK, PA
    Posted on December 29th, 2025 03:32 PM
    Great experience
    Reply from Tim Concepcion
    January 5th, 2026 03:33 PM
    It was great working with you. Thanks again for putting your trust in us.
  • Encompass
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    Gary H
    MONTEREY PARK, CA
    Posted on December 23rd, 2025 09:15 PM
    Tim is very friendly and very helpful to make the process go smoothly.
    Reply from Tim Concepcion
    December 30th, 2025 09:15 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • Encompass
    C
    Carl C
    CANAL FULTON, OH
    Posted on December 23rd, 2025 03:35 PM
    Not selling my loan to a third institution. I feel that should be made plain and clear to the client by the representative the clients talk to.
    Reply from Tim Concepcion
    December 30th, 2025 03:36 PM
    I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
  • Encompass
    S
    Stephen T
    RANCHO CORDOVA, CA
    Posted on December 23rd, 2025 01:53 PM
    Tim was responsive and knowledgeable. Terms were not too bad.
    Reply from Tim Concepcion
    December 30th, 2025 04:32 PM
    We hope we'll have the opportunity to serve you again and deliver exceptional services.
  • Encompass
    M
    Marcelline G
    HESPERIA, CA
    Posted on November 21st, 2025 02:25 AM
    everything was just so easy , no long awaitings. and Tim always follow up and explain things to me wich made me at ease
    Reply from Tim Concepcion
    November 28th, 2025 06:10 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • Encompass
    A
    Avishan T
    SAN DIEGO, CA
    Posted on November 13th, 2025 11:52 PM
    Smooth process
    Reply from Tim Concepcion
    November 21st, 2025 07:12 PM
    It was great working with you. Thanks again for putting your trust in us.
  • 41–50 of 89
    About
    Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by one goal: delivering an exceptional customer experience. We have built a process that is fast, transparent, and easy to understand, ensuring clarity and confidence at every step. The result is lasting relationships built on trust, performance, and consistency.
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
    Fixed Rate Mortgages
    Specialities
    Mortgage REFI's
    Cash-Out loans
    HELOC's
    Home Purchase loans
    Debt-consolidation
    Financial Planning
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    Year Started

    2024

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    GoodLeap, LLC. 8781 Sierra College, Roseville, CA 95661, 844-227-2489, NMLS #30336. www.nmlsconsumeraccess.com. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #4170047. Arizona Mortgage Banker License #0935960. Nevada –Nevada Mortgage Company License #4260. Oregon –Oregon Mortgage Lender License #ML-3256. Texas –Texas SML Residential Mortgage Loan Servicer Registration NMLS# 30336, Mortgage Banker Registration NMLS# 30336. Washington –LLC NMLS ID #30336 Washington Consumer Loan Company License #CL-30336. Florida- Florida Mortgage Lender Servicer License # MLD898. Colorado –Regulated by the Division of Real Estate. Mortgage Company Registration. Alabama -Alabama Consumer Credit License #22277. Idaho –Idaho Mortgage Broker/Lender License # MLB-8279. For a list of additional approved states we are licensed in see https://goodleap.com/licenses.