Tim Concepcion
Senior Mortgage Specialist
Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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It was great
Reply from Tim Concepcion
November 3rd, 2025 04:37 PM
Thank you for your response. If there is anything we can do to improve our offering, please let us know.
Tim was fantastic from the beginning! What started out as a few questions about a few home repairs turned into a very nice conversation about our options. The process was so easy and the app very user friendly. Tim made it very easy to communicate...
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Reply from Tim Concepcion
November 3rd, 2025 03:57 PM
It was great working with you. Thanks again for putting your trust in us.
Tim took time to listen and understand what we wanted. He was able to customize our loan to optimize our needs and save us money. He explained the process clearly. The entire team worked together to take care of us and kept our security as...
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Reply from Tim Concepcion
November 3rd, 2025 04:41 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
All associates were informative and pleasant. Quick to respond on communications.
Tim Conception was the best. He guided me through hard parts. He also would explain stuff to me I didn't understand very well. He's a good guy keep him on your team. He's for sure an asset to your business
Reply from Tim Concepcion
October 14th, 2025 04:48 PM
I enjoyed working with you. Thanks for the great feedback.
service was great anytime I had a question. It was answered properly what I didn't understand was explained in a different way so I could understand it.
Reply from Tim Concepcion
October 6th, 2025 07:16 PM
I'm glad to hear that you found the service helpful whenever you had questions, Amme. Ensuring you understand every aspect is important to me, and I'm pleased I could provide explanations in a way that made everything clear. If there's anything...
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Comprehensive. Accurate. Fast.
Reply from Tim Concepcion
October 5th, 2025 12:09 PM
Thank you for your feedback, William. I'm pleased to know you found the service comprehensive, accurate, and fast. If you have any more questions or need further assistance, feel free to reach out anytime.
Very knowledgeable, gave good advice, very informative, very customer friendly.
Reply from Tim Concepcion
September 18th, 2025 05:03 PM
I appreciate your positive feedback, Barbara. I'm glad to hear that you found the advice and information helpful. Providing a friendly and knowledgeable experience is important to me. If you have any further questions or need assistance, please...
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Tim made things easy and everything was very quick
Reply from Tim Concepcion
September 15th, 2025 10:14 PM
It's great to know you found the process easy and efficient, Lisa. I always strive to ensure a quick and smooth experience for my clients. Should you have any questions or need further assistance, please don't hesitate to reach out.
I did not really understand the process. So I felt tricked. I thought I would be paying off the garage door like a usual payoff/then payments. But I got a 40,000 loan and I did not really want that. That is a second mortgage and lien on my...
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Reply from Tim Concepcion
September 15th, 2025 07:09 PM
I apologize for any confusion or frustration you experienced, Celeste. It’s important to me that clients fully understand the terms and conditions of their financial arrangements. I regret that this was not your experience, and I appreciate...
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About
Since 2003, we have been originating mortgages and helping homeowners secure smart financing solutions with confidence. What started as a commitment to doing lending the right way has grown into a team of experienced professionals united by one goal: delivering an exceptional customer experience.
We have built a process that is fast, transparent, and easy to understand, ensuring clarity and confidence at every step. The result is lasting relationships built on trust, performance, and consistency.
Products & Services
Mortgage Loan Officer
Mortgage Refinance
Fixed Rate Mortgages
Specialities
Mortgage REFI's
Cash-Out loans
HELOC's
Home Purchase loans
Debt-consolidation
Financial Planning
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Year Started
2024
Time Zone
Pacific Standard Time (PST)
Disclaimer
GoodLeap, LLC. 8781 Sierra College, Roseville, CA 95661, 844-227-2489, NMLS #30336. www.nmlsconsumeraccess.com. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #4170047. Arizona Mortgage Banker License #0935960. Nevada –Nevada Mortgage Company License #4260. Oregon –Oregon Mortgage Lender License #ML-3256. Texas –Texas SML Residential Mortgage Loan Servicer Registration NMLS# 30336, Mortgage Banker Registration NMLS# 30336. Washington –LLC NMLS ID #30336 Washington Consumer Loan Company License #CL-30336. Florida- Florida Mortgage Lender Servicer License # MLD898. Colorado –Regulated by the Division of Real Estate. Mortgage Company Registration. Alabama -Alabama Consumer Credit License #22277. Idaho –Idaho Mortgage Broker/Lender License # MLB-8279. For a list of additional approved states we are licensed in see https://goodleap.com/licenses.