Tim Bertram
Sr. Loan Officer | NMLS #132480
At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on refer... Show More
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Reviews from Web
As a first time home buyer I had a lot of questions, Tim and his team always answered my questions on time and made sure I understood everything through the whole process. Buying a home is not easy but Tim and his team made the process very...
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Reply from Owner
May 3rd, 2024 12:00 AM
I know being a first time homebuyer can be a dauting experience, you were great to work with. congratulations on getting your new home.
First time buying a home, granted I went into it not knowing much. I had a million questions Tim had a million answers. And he was able to dumb it down for me if need be.
Reply from Owner
July 17th, 2023 12:00 AM
Zack it's clients like you that give me the most satisfaction. Congrats to you for sticking with it and making this happen. Keep up your work ethic and you will be able to accomplish whatever you want. It was a pleasure working for you.
This was my first time buying a house. Working with Tim was very easy. He answered all of my questions and even ones I didn't know to ask. He was a great guide throughout the whole process. Tim and his whole team were exceptional. I cannot...
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Reply from Owner
July 17th, 2023 12:00 AM
I'm glad to hear that you had a positive experience working with us! If you have any more questions or need assistance with anything else, feel free to ask! Congrats on becoming a homeowner!!
Tim and his team made closing our home extremely easy. My wife and I went from apartment living, to viewing a home, to closing on that home within a few short weeks. During this time crunch, Tim and his team made the process stress-free. Coming...
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Reply from Owner
July 17th, 2023 12:00 AM
That's wonderful to hear! Congratulations on closing on your new home! If you have any more questions or need further assistance in the future, don't hesitate to reach out. Enjoy your new home!
Tim and his entire team were a pleasure to do business with on the purchase of our home. He always had quick responses to our questions and our approval.
Reply from Owner
July 17th, 2023 12:00 AM
That's fantastic to hear! If you have any more questions or need further assistance, feel free to reach out, congrats on buying your new home.
I greatly enjoyed working with Tim and his team because not only did they explain some pretty complex topics around choosing my interest rate to make the most sense over the long term. They also went so far as to extent my timeline when the...
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Tim and his team were amazing through the entire process of buying our home! We obviously had a LOT of questions being first time homebuyers and Tim answered all of them quickly and explained everything to us. The process was so smooth and...
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Tim helped us in every part of this mortgage, and it was almost effortless. I saw him more as an advisor, and that was really cool. I had a lot of questions along the way, and he was there for every single one. I'm always going to recommend...
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When we were denied by another mortgage company and felt completely hopeless, we connected with Tim and he saved the day. He told us exactly what we needed to get on the right track and with his guidance we got approved just a few short months...
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Working with Tim and his crew was fantastic! They worked very quickly and responded to all of my questions almost immediately. Buying a home can definitely be one of the most stressful situations you'll find yourself in, Tim and his team do...
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About
At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on referrals and provide feedback, so our realtor partners can be prompt and efficient in communication with their customers, same day. HMA Mortgage Partner Core Values: Integrity, Grit, Accountability, Service, Humility, and Speed of Response.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
residential mortgage3s purchase and refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #132480
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity