Tim Bertram
Sr. Loan Officer | NMLS #132480
At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on refer... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Tim Bertram has received a review with 5 star rating from Allie L
This is the second time I have used Tim and his team and it's for good reason. The constant communication, and availability to be there for you when you need them is outstanding. No question goes unanswered leaving nothing to worry about during...
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Reply from Tim Bertram
September 9th, 2026 06:35 PM
Cody, I'm truly grateful for your kind words and for choosing to work with me and my team again. It's wonderful to know that our communication and availability made the process worry-free for you. Building a relationship where our conversations...
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The whole team at HMA mortgage was responsive, positive, and super friendly. They could not have been more helpful and made me feel very comfortable throughout the whole process.
Reply from Tim Bertram
August 26th, 2026 06:36 PM
I'm grateful to hear that you felt comfortable and supported by our team at HMA Mortgage, Alexis. It's wonderful to know that we could be helpful and provide a positive experience for you. If there's anything else you need, please let me know....
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Very pleased with Tim's expertise and advice.
Reply from Tim Bertram
August 21st, 2026 03:15 PM
I'm pleased to know that my expertise and advice were helpful to you, Gail. Thank you for your kind words. If there's anything more you need, feel free to reach out.
The entire process went very smooth and timely from beginning to end. Highly recommended.
Reply from Tim Bertram
July 28th, 2026 01:53 PM
I'm glad to hear that everything went smoothly and in a timely manner, Robert. Your recommendation is truly appreciated. If you ever have any more questions or need assistance, don't hesitate to reach out.
The support and expertise offered throughout the process was of great value to us!
Thank you for your support and expertise going through this process!
Reply from Tim Bertram
July 27th, 2026 05:21 PM
I'm thankful for your kind words, Nina. I'm pleased to have been able to support you with my expertise during the process. If you need anything else, please reach out.
Tim, Keri, and Dana made the entire transaction run smoothly as always.
Reply from Tim Bertram
June 8th, 2026 01:19 PM
I'm grateful for your kind words, Julie. It's great to know that Keri, Dana, and I could help make the transaction run smoothly for you. If there's anything else you need, please feel free to reach out.
contact was easy between our realtor and Tim along with his crew always willing to answer. I any given time if you didn't understand something they helped you until you did never ever had experienced what we experienced with all these folks...
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Reply from Tim Bertram
May 30th, 2026 02:36 PM
Thank you for your kind words, Keith. I'm glad to hear that the communication was smooth and that my team and I were able to assist you effectively. It's appreciated to know that you felt supported throughout the process and that you'd recommend...
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Great experience, the team took their time to explain the process, concepts, options and had my best interest in mind. Very thoughtful and helpful team.
Reply from Tim Bertram
October 15th, 2025 05:36 PM
I'm pleased to hear that you had a great experience, Anthony. It's important to me to ensure that the process and options are thoroughly explained, so you feel confident in every decision. Having your best interest in mind is always my priority....
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About
At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on referrals and provide feedback, so our realtor partners can be prompt and efficient in communication with their customers, same day. HMA Mortgage Partner Core Values: Integrity, Grit, Accountability, Service, Humility, and Speed of Response.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
residential mortgage3s purchase and refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #132480
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity