Tim Bertram
Sr. Loan Officer | NMLS #132480
At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on refer... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
The buying process was simplified to what was important. There was no smoke or drama. I knew what i was signing before i signed it. Always willing to answer a question at any time. We purchased our first house with the Team, and now our forever...
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Reply from Owner
July 28th, 2021 12:00 AM
Thank you for your kind words, it was a pleasure to serve you!
Tim and his team made the whole process less daunting then I ever anticipated. They even got us a lower rate than we originally thought. I highly recommend reaching out to Tim on your next home purchase!
Reply from Owner
July 28th, 2021 12:00 AM
Always a pleasure to do a VA mortgage for those that served our country!
Great guy to work with, was able to Answered Any Inquiries that I had, Made the whole process As easy as possible 10 out of 10 Would Recommend to anyone and everyone.
Reply from Owner
June 28th, 2021 12:00 AM
It's great to help good hard working people to buy their 1st home, a lot of satisfaction for everyone invoved!
I’ve worked with Tim before he is very good at what he does very helpful and calming during a stressful time.. very positive and encouraging during the entire process…. From start to finish Tim was right there with me every step of the way.....
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Reply from Owner
June 28th, 2021 12:00 AM
I strive to make my clients, clients for life. By providing outstanding service. It's clients like you that give me the motivation to preform at a high level and also provide satisfaction in my work.
From the first call that I made to Tim inquiring about the possibility of buying my own home, to the closing, he was awesome! He made my dream become reality. He was thorough, easy to communicate with and really made this an exciting and easy...
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Reply from Owner
June 28th, 2021 12:00 AM
You made my job easy by providing the requested documentation in a timely manner, thank you!
Tim was great to work with. He was very patient with us and knowledgeable. He went out of his way to make sure we were well informed on everything and was there to answer any questions we had.
couldn't have asked for anyone better! this process if very stressful, but Tim at least made it easy. very kind, helpful and professional. would definitely recommend him and his team!
TIM WAS VERY EASY TO WORK WITH. LET ME KNOW WHAT HE NEEDED AHEAD OF TIME AND WAITED FOR ME TO GET THE INFORMATION FOR HIM.VERY HELPFUL. WOULD RECOMMEND TIM IN THE FUTURE OR WOULD USE HIM AGAIN.
My wife and I are very pleased with the assistance Tim gave us on our recent Veterans Home loan. He got us locked into a very low rate, then helped us through the mountain of paper work needed for a Veterans loan. He kept us informed and answered...
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What a pleasure to meet and work with this Highly Professional man. Being a first time homeowner & not knowing what to do or expect. Tim with his knowledge and expertise on this matter was Amazing. He guided us through the whole process and...
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About
At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on referrals and provide feedback, so our realtor partners can be prompt and efficient in communication with their customers, same day. HMA Mortgage Partner Core Values: Integrity, Grit, Accountability, Service, Humility, and Speed of Response.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
residential mortgage3s purchase and refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #132480
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity