Tim Kelly, Sr. Loan Officer at Atlantic Coast Mortgage's Cover Image
Tim Kelly, Sr. Loan Officer at Atlantic Coast Mortgage - Sr. Loan Officer | NMLS ID #376030 in Fairfax, VA

Tim Kelly, Sr. Loan Officer at Atlantic Coast...

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Sr. Loan Officer | NMLS ID #376030

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With nearly twenty years dedicated to the mortgage industry, Tim has guided countless individuals and families toward realizing their homeownership dreams. Tim's mission extends beyond the transactional; he treats each borrower as his #1 pr... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
  • SFTP
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    Toni W
    Chantilly, VA
    Posted on February 23rd, 2026 02:42 PM
    The constant communication was professional and very informative.
    Reply from Tim K. Kelly
    March 25th, 2026 05:46 AM
    Thank you so much! I’m glad the communication was helpful along the way. It was a pleasure working with you, and I’m always here if you need anything.
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    Sam B
    Posted on February 20th, 2026 08:10 PM
    Tim was proactive with his communication, ensuring that even while I was busy managing my day job, I remained informed about the loan process from start to finish.
    Reply from Owner
    March 25th, 2026 05:47 AM
    Thank you for the kind words! I’m glad the updates helped keep things on track while you were busy. It was a pleasure working with you, and I’m always here if you need anything.
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    Samuel B
    Vienna, VA
    Posted on February 20th, 2026 08:09 PM
    Tim was proactive with his communication, ensuring that even while I was busy managing my day job, I remained informed about the loan process from start to finish.
    Reply from Tim Kelly, Sr. Loan Officer at Atla...
    March 25th, 2026 05:47 AM
    Thank you for the great review! I’m glad the communication helped keep everything moving smoothly. It was a pleasure working with you, and I’m always here if you need anything.
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    Kendall C
    Posted on February 12th, 2026 01:50 AM
    Tim was wonderful to work with every step of the way!
    Reply from Owner
    March 25th, 2026 05:47 AM
    Kendall, thank you so much! I really appreciate the kind words. It was a pleasure working with you every step of the way, and I’m always here if you need anything.
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    Mehak M
    Gainesville, VA
    Posted on February 9th, 2026 02:16 PM
    I had a great experience working with my loan officer. I truly felt taken care of throughout the entire process—every curiosity question I had was answered quickly, and the paperwork was processed faster than I expected. It made what could...
    read more
    Reply from Tim Kelly, Sr. Loan Officer at Atla...
    February 9th, 2026 02:22 PM
    Thank you so much for the kind words! I’m really glad to hear you felt taken care of throughout the process. It was a pleasure working with you, and I’m thrilled we could help make things smooth and stress free. Don’t hesitate to reach out...
    read more
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    Kristen L
    Posted on November 21st, 2025 02:49 PM
    Loved working with Tim and his team. Always available for questions. Great videos to explain and walk through processes.
    Reply from Owner
    November 21st, 2025 08:07 PM
    Thank you so much Kristen! I’m glad the videos and communication helped make things clear along the way. It was a pleasure working with you and being a part of your homebuying journey.
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    Kristen L
    Bristow, VA
    Posted on November 21st, 2025 02:47 PM
    Tom always available for quesrions and great response times. I would suggest more dialog to go over documents sent out for signature . I felt like items were just sent then I had to reach out with questions . however Tim was always available...
    read more
    Reply from Tim Kelly, Sr. Loan Officer at Atla...
    March 25th, 2026 04:10 PM
    Kristen, thank you for the thoughtful feedback. I’m glad the videos and voice memos were helpful along the way. I also appreciate your suggestion and will keep that in mind as we continue improving the process. Always here if you need anything....
    read more
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    Grace P
    Burke, VA
    Posted on October 8th, 2025 04:03 PM
    The process was fairly easy. Tim was able to answer any questions or concerns I had during the process.
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    Gyu R L
    Fairfax, VA
    Posted on September 30th, 2025 12:35 PM
    Tim will be on your side and work for you. He will respond to you within couple of hours if not minutes, which I GREATLY APPRECIATED.
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    Ashley B
    Gaithersburg, MD
    Posted on August 21st, 2025 12:22 PM
    Overall great experience especially because of how nice and patient everyone was.
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    About
    With nearly twenty years dedicated to the mortgage industry, Tim has guided countless individuals and families toward realizing their homeownership dreams. Tim's mission extends beyond the transactional; he treats each borrower as his #1 priority, which is evident in his stellar reputation, with most of his clientele coming through personal referrals. His personalized approach begins with a thorough understanding of each client's financial landscape, enabling him to recommend programs that not only meet immediate needs but also pave the way for long-term financial and homeownership goals. Whether assisting first-time buyers or seasoned investors, Tim's expertise ensures tailored mortgage solutions for every unique scenario. Committed to fostering lifelong relationships, Tim is poised to be your trusted mortgage advisor indefinitely.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    USDA Loan
    HELOC
    Jumbo Loans
    Non-Conforming Loans
    DSCR Loans
    FHA Loan
    Conventional Loans
    VA Loans
    View All
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    Positions
    • loanDepot - Loan Consultant
    • loanDepot.com, LLC - Loan Consultant | CMA
    Memberships
    • NVAR
    • BNI
    Addresses and Serving Areas

    Year Started

    2007

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #376030
    Gallery
    Tim Kelly, Sr. Loan Officer at Atlantic Coast Mortgage - Gallery Photo
    Tim Kelly, Sr. Loan Officer at Atlantic Coast Mortgage - Gallery Photo
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)