Tim Kelly, Sr. Loan Officer at Atlantic Coast...

Name: loanDepot
Address: 4097 Monument Corner Drive Suite 600, Fairfax, Virginia, 22030
Telephone: +1-571-308-3660
Rating: 4.96

Sr. Loan Officer | NMLS ID #376030

Fairfax

4.96

(215)

Mortgage

Mortgage Loan Officer

Contact Info

(571) 308-3660

Fairfax, VA

https://www.atlanticcoastmortgage.com/lo/tim-kelly/

Location & Business Hours

Business Hours

Thu

9 AM to 5 PM(Open now)

Fri

9 AM to 5 PM

Sat

9 AM to 5 PM

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4.96

(215)

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The updates and the timeliness of the overall process

This is the second time I've used Tim and his team at Atlantic Coast Mortgage, and they absolutely delivered!! They were incredibly helpful and made sure I was kept in the loop and fully informed the entire time. I’m so glad I went with them...

Being bad with technology I had lots of problems but Tim and all of the people with whom he works were so patient and helpful!! I couldn’t be happier, especially since I was out of state.

I try different companie before I meet with Mr.Tim I have been told that it impossible for me to buy a home at this time. But Mr.Tim make it happen. I am so grateful for his service and support. Thank you Mr.Tim.

Tim Kelly was fantastic to work with on refinancing our investment property in Hampton Roads into a conventional loan. As a self-employed real estate business owner, I had a lot of specific questions, and Tim took the time to walk me through...

Reply from Owner

June 21st, 2026 10:56 AM

Lauren, thank you so much for the kind words! It was a pleasure helping you with the refinance and walking through the different options. I’m glad we were able to find a solution that worked for your goals. Thanks again for trusting my team...

I really apprecated the support and quck response when we were composing our offer and changing the terms 'on the fly'. Also appreciated how well you and Kim coordinated the details. The entire procees went much smoother than it did during...

Tim Kelly and his team with Atlantic Coast Mortgage helped us with financing our home purchase (conventional loan). Along the way, we found ourselves in a bidding war. I cannot express how much I appreciated the hand-holding and late-night...

Reply from Owner

June 21st, 2026 10:56 AM

Jennifer, thank you so much for the kind words! I’m glad we could help make the process smooth, especially in such a competitive market. It was a pleasure working with you, and I appreciate the trust you placed in my team and me. Enjoy your...

I am a realtor and work with many loan officers through the years. Tim is a stand out! Tim was communicative, thorough and all around great loan officer!

Reply from Owner

June 21st, 2026 10:57 AM

Kim, thank you so much for the kind words! That means a lot coming from a fellow Realtor. I really enjoyed working with you and appreciate the trust. Looking forward to helping more clients together in the future! 😊

I reached out to Tim off the recommendation of my sister. Tim and his team are ON IT. They are quick, easy to talk to, and communicate clearly. Tim also sends you weekly voice notes that we called podcasts and they are great!

Reply from Owner

April 17th, 2026 05:21 PM

Thank you so much, McKenzie! I truly appreciate you trusting me after your sister’s recommendation. My goal is always to keep things simple, clear, and consistent and I’m glad the weekly updates (aka the “podcasts” 😄) have been helpful. Excited...

Tim was extremely responsive and him and his team are very knowledgable! I felt taking care of and knew I could trust them through this QUICK process.

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About

With nearly twenty years dedicated to the mortgage industry, Tim has guided countless individuals and families toward realizing their homeownership dreams. Tim's mission extends beyond the transactional; he treats each borrower as his #1 priority, which is evident in his stellar reputation, with most of his clientele coming through personal referrals. His personalized approach begins with a thorough understanding of each client's financial landscape, enabling him to recommend programs that not only meet immediate needs but also pave the way for long-term financial and homeownership goals. Whether assisting first-time buyers or seasoned investors, Tim's expertise ensures tailored mortgage solutions for every unique scenario. Committed to fostering lifelong relationships, Tim is poised to be your trusted mortgage advisor indefinitely.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Mortgage Refinance

Bridge Loans

USDA Loans

Reverse Loans

Specialities

USDA Loan