

Tim Kelly, Sr. Loan Officer at Atlantic Coast...
Sr. Loan Officer | NMLS ID #376030

With nearly twenty years dedicated to the mortgage industry, Tim has guided countless individuals and families toward realizing their homeownership dreams. Tim's mission extends beyond the transactional; he treats each borrower as his #1 pr... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
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Reviews from Web
Tim He was knowledgeable, responsive, and helpful throughout the entire process. He made everything easy to understand, kept us updated at every step, and was always quick to answer our questions.
Tim was fantastic. He was incredibly knowledgable, answered our questions any time of the day or night, and helped us close in under two weeks. He made a very tight timeline incredibly easy and stress-free. We couldn't be happier with our choice!...
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Fast, friendly, responsive. Highly recommended!
Tim's team was fast, responsive. They answered our questions and concerns when asked. I highly recommend them!
The updates and the timeliness of the overall process
This is the second time I've used Tim and his team at Atlantic Coast Mortgage, and they absolutely delivered!! They were incredibly helpful and made sure I was kept in the loop and fully informed the entire time. I’m so glad I went with them...
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Being bad with technology I had lots of problems but Tim and all of the people with whom he works were so patient and helpful!! I couldn’t be happier, especially since I was out of state.
I try different companie before I meet with Mr.Tim I have been told that it impossible for me to buy a home at this time. But Mr.Tim make it happen. I am so grateful for his service and support. Thank you Mr.Tim.
Tim Kelly was fantastic to work with on refinancing our investment property in Hampton Roads into a conventional loan. As a self-employed real estate business owner, I had a lot of specific questions, and Tim took the time to walk me through...
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Reply from Owner
June 21st, 2026 10:56 AM
Lauren, thank you so much for the kind words! It was a pleasure helping you with the refinance and walking through the different options. I’m glad we were able to find a solution that worked for your goals. Thanks again for trusting my team...
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I really apprecated the support and quck response when we were composing our offer and changing the terms 'on the fly'. Also appreciated how well you and Kim coordinated the details. The entire procees went much smoother than it did during...
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About
With nearly twenty years dedicated to the mortgage industry, Tim has guided countless individuals and families toward realizing their homeownership dreams. Tim's mission extends beyond the transactional; he treats each borrower as his #1 priority, which is evident in his stellar reputation, with most of his clientele coming through personal referrals. His personalized approach begins with a thorough understanding of each client's financial landscape, enabling him to recommend programs that not only meet immediate needs but also pave the way for long-term financial and homeownership goals. Whether assisting first-time buyers or seasoned investors, Tim's expertise ensures tailored mortgage solutions for every unique scenario. Committed to fostering lifelong relationships, Tim is poised to be your trusted mortgage advisor indefinitely.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loan
HELOC
Jumbo Loans
Non-Conforming Loans
DSCR Loans
FHA Loan
Conventional Loans
VA Loans
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Positions
- loanDepot - Loan Consultant
- loanDepot.com, LLC - Loan Consultant | CMA
Memberships
- NVAR
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #376030
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)