

Tim Kelly, Sr. Loan Officer at Atlantic Coast...
Sr. Loan Officer | NMLS ID #376030

With nearly twenty years dedicated to the mortgage industry, Tim has guided countless individuals and families toward realizing their homeownership dreams. Tim's mission extends beyond the transactional; he treats each borrower as his #1 pr... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
Everything was explained clearly from the very beginning. Tim was always transparent with us and consistently looked for ways to support us, which was especially valuable as first-time homeowners. He was readily available to answer questions...
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Reply from Owner
April 17th, 2026 05:19 PM
Marjorie, thank you so much for your kind words and for trusting my team and me to guide you through your first home purchase. It truly means a lot to hear that the communication, weekly updates, and voice notes helped make the process clearer...
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Eeverything was explained very wellsince the very beginning. Tim was always transparent with us and also looking for ways to help us the most, and as first time home owners that was really valuable. He was also available to talk to us or answer...
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Tim was very communicative, we appreciated how he kept us updated on each step and was very quick to respond to any questionswe questions we had about the process.
Tim and his experienced team made everything seem easy. This was my first time buying a home. I wanted to stay under a specific budget and location. Tim provided me with meaningful advice on the process and I was able to buy a condo in Alexandria...
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Reply from Owner
April 4th, 2026 04:08 PM
Thank you so much Mayra! It was an honor to help you with your first home purchase and I’m glad we could keep it within your budget and make the process feel easy. I’ll be sure to share your kind words with Maggie and Chris. Congratulations...
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Tim was responsive and helpful with explaining our options
Reply from Tim Kelly, Sr. Loan Officer at Atla...
March 25th, 2026 05:41 AM
Jennifer, thank you so much for the kind words! I’m glad I could help explain your options and make the process a little easier. It was a pleasure working with you, and I’m always here if you need anything down the road.
The constant communication and responsiveness mostly
Reply from Tim K. Kelly
March 25th, 2026 05:42 AM
Thank you for the great review! I’m glad the communication and responsiveness made a difference throughout the process. It was a pleasure working with you, and I’m always here if you need anything in the future.
Everything was explained thoroughly, we are fist time homebuyers so that was extremely helpful. I loved the weekly updates to keep uson track and especially loved the voice memos, made it easier to digest. And the portal was super easy to navigate...
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Reply from Tim K. Kelly
March 25th, 2026 05:43 AM
Thank you so much for the thoughtful review! I’m especially glad the weekly updates and voice memos made things easier to follow along it means a lot to hear that. It was truly a pleasure helping you through your first home purchase, and I’m...
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Tim helped us with a conventional loan for our condo in Arlington and it couldn’t have been a better experience. We’re first time buyers and the communication at every stage of the process was exactly what we needed. He was super responsive...
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Reply from Owner
March 25th, 2026 05:44 AM
Thank you so much for the kind words! I’m glad the communication and updates made the process smooth for you as first-time buyers. It was a pleasure working with you, and I’m always here if you need anything down the road.
Tim was seamless to work with for our first home purchase, and then when rates fell, helped us with the refinance with ease and efficiency.
Reply from Owner
March 25th, 2026 05:45 AM
Thank you for the great review! I’m glad I could help with both the purchase and the refinance when rates dropped. Always here if you need anything in the future.
Thanks Tim.
Reply from Tim Kelly, Sr. Loan Officer at Atla...
March 25th, 2026 05:46 AM
Thank you, Bryan! I appreciate you taking the time to leave a review. Always here if you need anything down the road.
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About
With nearly twenty years dedicated to the mortgage industry, Tim has guided countless individuals and families toward realizing their homeownership dreams. Tim's mission extends beyond the transactional; he treats each borrower as his #1 priority, which is evident in his stellar reputation, with most of his clientele coming through personal referrals. His personalized approach begins with a thorough understanding of each client's financial landscape, enabling him to recommend programs that not only meet immediate needs but also pave the way for long-term financial and homeownership goals. Whether assisting first-time buyers or seasoned investors, Tim's expertise ensures tailored mortgage solutions for every unique scenario. Committed to fostering lifelong relationships, Tim is poised to be your trusted mortgage advisor indefinitely.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loan
HELOC
Jumbo Loans
Non-Conforming Loans
DSCR Loans
FHA Loan
Conventional Loans
VA Loans
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Positions
- loanDepot - Loan Consultant
- loanDepot.com, LLC - Loan Consultant | CMA
Memberships
- NVAR
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #376030
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)